Mortgage Loan Originator

O1NE MORTGAGE, INC.; West Covina (CA); Hybrid; USD 60,000 - 90,000; Full time

Job summary

O1NE MORTGAGE, INC. in West Covina, CA is seeking a Mortgage Loan Originator to generate and manage residential loan applications.

You will meet with borrowers, explain loan products, collect financial data, and guide clients through application, approval and closing, working closely with underwriters, processors and real estate professionals. This hybrid role combines in-office client meetings with remote follow-up and pipeline management, requiring strong communication, precise documentation

Qualifications

• Must hold an active state mortgage loan originator license and comply with regulations.
• Strong knowledge of mortgage products, income/assets/liabilities assessment, and underwriting basics.
• Excellent communication and customer service skills for client interactions.
• Proven ability to build referral relationships with real estate agents and partners.

Responsibilities

• Meet with prospective borrowers to gather and explain loan options.
• Collect and analyze financial information, documents, and credit data.
• Guide clients through application, underwriting, approval, and closing processes.
• Collaborate with underwriters, processors, and real estate professionals to ensure timely funding and accurate documentation.

Skills

Mortgage Lending

Loan Origination

Underwriting

Communication

Referral Relationships

Time Management

Hybrid Environment

Origination Systems

Office Software

Education

State Mortgage Loan Originator License

Tools

Origination Systems

Office Software

Job description

Company Description

O1NE MORTGAGE, INC. is a team of financial experts, sales professionals, and real estate specialists focused on delivering exceptional service throughout the home-buying journey. The organization is dedicated to supporting clients through the complex home loan process, providing clear guidance at every step. With a client-first approach, O1NE MORTGAGE, INC. aims to build long-term relationships and become a trusted lender for life. The company is driven by the belief that buying a home is a major life decision and works to help clients turn their homeownership goals into reality.

Role Description

The Mortgage Loan Originator is responsible for generating and managing residential mortgage loan applications while providing responsive, knowledgeable support to clients. In this contract role, the individual will meet with prospective borrowers, explain loan products, gather and analyze financial information, and guide clients through the application, approval, and closing processes. The role requires close collaboration with underwriters, processors, and real estate professionals to ensure accurate documentation and timely funding. This is a hybrid position based in West Covina, CA, with a combination of in-office client meetings and collaborative work, and some work-from-home flexibility for follow-up, documentation, and pipeline management.

Qualifications

• Strong Mortgage Lending, Loan Origination, and Loans experience, with a track record of successfully guiding borrowers through the loan process.
• Solid Finance and underwriting-related skills, including the ability to assess creditworthiness and interpret income, assets, and liabilities.
• Comprehensive understanding of residential mortgage products, regulations, and lending guidelines.
• Excellent communication, interpersonal, and customer service skills, with the ability to explain complex information in a clear, respectful manner.
• Proven ability to build and maintain referral relationships with real estate agents and other industry partners.
• Strong organizational and time-management skills, with the ability to manage multiple applications and deadlines.
• Proficiency with loan origination systems and basic office software; comfort working in a hybrid environment.
• Relevant state mortgage loan originator license and compliance with applicable regulatory requirements.