Mortgage Loan Originator

Loanville; Troy (MI); On-site; USD 75,000 - 300,000; Full time

Benefits offered by this job

401(k)

401(k) matching

Health insurance

Referral program

Vision insurance

Job summary

LoanVille, located in Troy, MI, is seeking licensed mortgage loan officers or those with mortgage experience to join a fast-paced, high-reward sales environment. The role emphasizes hands-on leadership, training, and strong lead flow to close more deals.

Expect earnings from six figures in the first year with potential for substantial growth. Role includes comprehensive training, mentorship, and a collaborative team atmosphere, with close work alongside leaders who actively support the team and

Qualifications

• Exceptional customer service and interpersonal skills
• Solid understanding of mortgage lending practices, banking products, and financial services
• Proficient in analyzing financial statements and assessing borrower creditworthiness
• Experience with loan origination software and financial tools (e.g., Encompass, Calyx, or similar)
• Strong written and verbal communication skills to explain financial details clearly to clients
• Effective negotiation abilities to structure competitive and compliant loan solutions

Responsibilities

• Assess loan applications by evaluating credit reports, income documentation, and financial statements
• Guide clients through the mortgage loan process, providing expert advice and answering questions clearly
• Collaborate with underwriters to ensure loans are processed accurately and efficiently
• Conduct credit and risk analyses to determine appropriate loan terms and interest rates
• Negotiate loan terms and conditions with borrowers while maintaining compliance standards
• Prepare and review loan documents and contracts for approval and signature
• Monitor loan performance and follow up on delinquent accounts to ensure repayment
• Stay informed on evolving industry regulations, lending policies, and compliance requirements

Skills

Mortgage lending

Customer service

Interpersonal skills

Negotiation

Credit analysis

Financial analysis

Tools

Encompass

Calyx

Job description

Join LoanVille - Where Passion Meets Performance in Mortgage Lending

LoanVille is growing fast, and we're looking forlicensed mortgage loan officers - oraspiring professionals with mortgage experience - ready to take their careers to the next level. Whether you're just starting out or looking for a high-energy team to plug into, we provide thetraining, support, and resourcesyou need to succeed.

This is not your typical desk job. This is afast-paced, high-reward sales role where your drive and determination directly translate to earnings. At LoanVille,effort matters, andresults are rewarded.

Why LoanVille?

• Hands-On Leadership: Our five owners don't sit back - they're on the front lines, actively selling and supporting the team. You won't be left to fend for yourself. From closing tough files to re-engaging cold leads, we've got your back.


• Exceptional Training & Support: We're deeply invested in our loan officers' success. From daily sales training to individualized coaching and hands-on file assistance, we give you the tools toclose more deals and build confidence fast.


• Consistent Lead Flow: No more waiting around for business. We providestrong lead flow, technical support, and real-time assistanceto help you move clients through the pipeline efficiently.


• Unmatched Product Variety: We don't shy away from tough deals. We're experts in refinance, purchase, HELOC, HEL, non-QM (DSCR, bank statement, delayed purchase financing), low FICO (down to 500), and down payment assistance programs. If there's a way to make it work, we find it.


• Career Growth from Within: With our rapid expansion,leadership opportunities are on the horizon - and we promote from within. Show your passion and dedication, and you'll move up.

What You Can Expect to Earn:

• New loan officers: Show up with intent and put in the effort - you can expect to earn$60K+ in your first year, withtop new talent breaking $150K.


• Experienced bankers: Most exceed$100K easily, withhigh performers hitting $250K+.


• Competitive pay structure


• Ongoing training and mentorship


• A collaborative, high-performance team environment

Key Responsibilities

• Assess loan applications by evaluating credit reports, income documentation, and financial statements


• Guide clients through the mortgage loan process, providing expert advice and answering questions clearly


• Collaborate with underwriters to ensure loans are processed accurately and efficiently


• Conduct credit and risk analyses to determine appropriate loan terms and interest rates


• Negotiate loan terms and conditions with borrowers while maintaining compliance standards


• Prepare and review loan documents and contracts for approval and signature


• Monitor loan performance and follow up on delinquent accounts to ensure repayment


• Stay informed on evolving industry regulations, lending policies, and compliance requirements

Key Skills & Qualifications

• Exceptional customer service and interpersonal skills


• Solid understanding of mortgage lending practices, banking products, and financial services


• Proficient in analyzing financial statements and assessing borrower creditworthiness


• Experience with loan origination software and financial tools (e.g., Encompass, Calyx, or similar)


• Strong written and verbal communication skills to explain financial details clearly to clients


• Effective negotiation abilities to structure competitive and compliant loan solutions

Note: This job description is not exhaustive. Additional responsibilities may be assigned as business needs evolve.

Job Type: Full-time

Pay: $75,000.00 - $300,000.00 per year

• 401(k)


• 401(k) matching


• Health insurance


• Referral program


• Vision insurance

Compensation Package:

• Bonus opportunities


• Commission only


• Commission pay

Schedule:

• 8 hour shift


• Monday to Friday

Ability to Commute:

• Troy, MI 48084 (Required)

Ability to Relocate:

• Troy, MI 48084: Relocate before starting work (Required)