Mortgage Loan Originator

Elliman Capital; Santa Barbara (CA); Hybrid; USD 50,000 - 500,000; Full time

Benefits offered by this job

Commission-based earnings

Hybrid work model

In-house underwriting

Job summary

Elliman Capital in New York is seeking a Mortgage Loan Originator to join our hybrid, commission-based team. You will originate mortgage loans across luxury and investor markets, working with a streamlined in-house processing and closing team to move deals quickly.

The ideal candidate holds an active NY NMLS license, has 2+ years of front-end origination experience and established referral relationships, and demonstrates exceptional consultative communication, organization, and tech proficiency

Qualifications

• Active NMLS license in New York or ability to obtain promptly.
• 2+ years of front-end origination experience; luxury/investor market experience preferred.
• Established referral relationships.
• Strong consultative and communication skills with client-first focus.
• Highly organized, detail-oriented, and able to manage a high-volume, deadline-driven pipeline.
• Tech‑proficient and comfortable operating in a digital‑first environment.

Skills

Front-end origination experience

Referral relationships

Consultative communication

Client-first focus

Organized and detail-oriented

Tech-proficient / digital-first

Job description

Mortgage Loan Originator | New York
Elliman Capital | Hybrid | Commission-Based

About Elliman Capital:

Elliman Capital is a boutique mortgage banker built for the modern originator. We pair white-glove service with institutional-grade execution, serving discerning clients across New York and beyond. As a direct lender with in-house underwriting, processing, and closing, we move with a speed and precision that brokers and big banks cannot match.

What we offer:

Uncapped commission with competitive bps, full product menu (conventional, FHA, VA, jumbo, non-QM, BPL), dedicated marketing support and co-branded content, modern tech stack, and multi-state licensing support.

What you bring:

• Active NMLS license in New York (or ability to obtain promptly); clean regulatory record
• 2+ years of front-end origination experience; luxury/investor market experience preferred
• Established referral relationships
• Strong consultative and communication skills with client-first focus
• Highly organized, detail-oriented, and able to manage a high-volume, deadline-driven pipeline
• Tech‑proficient and comfortable operating in a digital‑first environment

Compensation:

Competitive bps structure. This position is commission-based. Annualized earnings typically range from $50,000–$500,000+, depending on production volume and loan mix.

Elliman Capital is a DBA of Associated Mortgage Bankers, Inc. (NMLS #24794), licensed by the New York State Department of Financial Services.

Employment is at will and contingent upon maintaining active NMLS registration and compliance with the SAFE Act and all applicable federal and state lending regulations.

Elliman Capital is an Equal Opportunity Employer. All employment decisions are made without regard to any protected status under federal, state, or local law.