Mortgage Loan Originator

Landmark Credit Union; Madison (WI); On-site; USD 65,000 - 95,000; Full time

Job summary

Landmark Credit Union in Madison, WI, seeks an experienced Mortgage Loan Originator to guide members through the mortgage process and build strong community ties. You’ll manage a loan pipeline, assess credit reports, and coordinate with underwriters to move files to closing.

The role requires a high school diploma with 5+ years lending experience and NMLS registration, plus the ability to maintain confidentiality and deliver outstanding service to members and realtors.

Qualifications

• High school diploma or equivalent, and at least five years of lending experience with two years as a commissioned mortgage loan officer.
• Must hold a National Mortgage Licensing System (NMLS) registration.
• Thorough understanding of all mortgage products and related programs.
• Experience with systems for deposit and loan products.
• Excellent verbal and written communication, problem solving and organizational skills.

Responsibilities

• Build relationships with realtors, builders, and other centers of influence in the local community.
• Cultivate branch relationships by attending regular branch meetings and coaching staff.
• Manage pipeline for originated loans from origination through closing.
• Take mortgage loan applications, obtain credit reports, and submit documents to underwriters.
• Cross-sell Landmark products and refer to Investment Center.
• Represent Landmark in community activities and attend Mortgage Originator meetings.
• Handle member questions and stay up-to-date on loan products and underwriting guidelines.

Skills

Mortgage lending

NMLS registration

Relationship building

Communication

Sales & cross-selling

Education

High school diploma

NMLS license

Job description

At Landmark Credit Union, we succeed by putting people first - and that starts with you. Our culture of inclusion and collaboration enables us to support our members’ financial wellbeing, positively impact the communities we serve, and help our associates grow their careers. Bring your authentic self to work as part of an organization where you’ll feel valued for your unique qualities, are enabled to reach your full potential, and are recognized for your contributions to our success. We strive to ensure you feel empowered to grow and succeed, while also feeling valued and taken care of, as we all do our part to put people first. We invite you to learn more about this and other opportunities at Landmark Credit Union.

NATURE AND SCOPE

Reports to the Manager, Mortgage Lending. Strives to maintain Landmark Credit Union’s reputation for providing the most competitive mortgage rates and highest quality customer service. The Mortgage Loan Originator (MLO) serves as the initial point of contact with new and existing members seeking mortgage loan guidance. Mortgage Loan Officers stay involved in the community in which they work.

Requirements

• High school diploma or equivalent, and a minimum five years of lending experience with a minimum of two years of experience as a commissioned mortgage loan officer with proven production volume. Equivalent combination of education and experience will also be considered.
• Must have a National Mortgage Licensing System registration (NMLS#).
• Must have or develop a thorough understanding of all types of mortgage products.
• Experience or be able to gain proficiency in all programs and systems used for this job, including systems related to deposit and loan products.
• Excellent verbal and written communication skills, problem solving skills, organizational skills and the ability to work independently.
• Must have the ability to use independent judgment and discretion in various situations while maintaining a high degree of confidentiality.
• Must develop a thorough understanding of company policies and procedures as they relate to this position. Must comply with all company policies and procedures and job related state and federal laws and regulations.

Principal Accountabilities

• Builds relationships with realtors, builders and other centers of influence within the local community.
• Cultivates branch relationship by attending regular branch meetings and coaching branch staff.
• Manages pipeline for all originated loans, from origination through closing.
• Takes mortgage loan applications, obtains credit reports and completes/ submits necessary paperwork to mortgage underwriters.
• Cross sells Landmark’s other products and services and makes referrals to Landmark’s Investment Center.
• Represents Landmark Credit Union in the community by becoming actively involved in appropriate community activities.
• Attends and participates in all Mortgage Originator meetings.
• Handles member problems and questions as needed.
• Keeps up-to-date on Landmark’s loan products, processing procedures and underwriting guidelines.
• Performs other duties as assigned.