Mortgage Loan Originator

Landmark Credit Union; Beaver Dam (WI); On-site; USD 55,000 - 90,000; Full time

Job summary

Landmark Credit Union is seeking a Mortgage Loan Originator to be the first contact for members seeking mortgage guidance. You will manage the loan pipeline from application to closing and stay engaged with community activities.

The role requires a strong track record in mortgage lending, NMLS registration, and the ability to work independently while delivering excellent customer service and confidentiality.

Qualifications

• High school diploma or equivalent with 5+ years lending experience, including 2+ years as commissioned mortgage loan officer.
• Must have National Mortgage Licensing System registration (NMLS).
• Thorough understanding of all mortgage products.
• Experience with systems used for loan and deposit products.
• Excellent verbal and written communication, problem solving, organizational skills, and ability to work independently.
• Ability to handle confidential information and adhere to policies and regulations.

Responsibilities

• Builds relationships with realtors, builders and other centers of influence within the local community.
• Cultivates branch relationship by attending regular branch meetings and coaching branch staff.
• Manages pipeline for all originated loans, from origination through closing.
• Takes mortgage loan applications, obtains credit reports and submits paperwork to underwriters.
• Cross sells Landmark's other products and services and refers to Landmark's Investment Center.
• Represents Landmark Credit Union in the community through active involvement.
• Attends Mortgage Originator meetings and participates as needed.
• Handles member questions and problems as they arise.
• Keeps up-to-date on Landmark's loan products, processing procedures and underwriting guidelines.
• Performs other duties as assigned.

Skills

Mortgage lending experience

NMLS registration

Communication skills

Independent work

Confidentiality

Branch relationship building

Education

High school diploma

NMLS licensing

Tools

LOS software

Credit reports

Loan processing systems

Job description

At Landmark Credit Union, we succeed by putting people first - and that starts with you. Our culture of inclusion and collaboration enables us to support our members' financial wellbeing, positively impact the communities we serve, and help our associates grow their careers. Bring your authentic self to work as part of an organization where you'll feel valued for your unique qualities, are enabled to reach your full potential, and are recognized for your contributions to our success. We strive to ensure you feel empowered to grow and succeed, while also feeling valued and taken care of, as we all do our part to put people first. We invite you to learn more about this and other opportunities at Landmark Credit Union.

NATURE AND SCOPE

Reports to the Manager, Mortgage Lending. Strives to maintain Landmark Credit Union's reputation for providing the most competitive mortgage rates and highest quality customer service. The Mortgage Loan Originator (MLO) serves as the initial point of contact with new and existing members seeking mortgage loan guidance. Mortgage Loan Officers stay involved in the community in which they work.

REQUIREMENTS

1. High school diploma or equivalent, and a minimum five years of lending experience with a minimum of two years of experience as a commissioned mortgage loan officer with proven production volume. Equivalent combination of education and experience will also be considered.
2. Must have a National Mortgage Licensing System registration (NMLS#).
3. Must have or develop a thorough understanding of all types of mortgage products.
4. Experience or be able to gain proficiency in all programs and systems used for this job, including systems related to deposit and loan products.
5. Excellent verbal and written communication skills, problem solving skills, organizational skills and the ability to work independently.
6. Must have the ability to use independent judgment and discretion in various situations while maintaining a high degree of confidentiality.
7. Must develop a thorough understanding of company policies and procedures as they relate to this position. Must comply with all company policies and procedures and job related state and federal laws and regulations.

PRINCIPAL ACCOUNTABILITIES

1. Builds relationships with realtors, builders and other centers of influence within the local community.
2. Cultivates branch relationship by attending regular branch meetings and coaching branch staff.
3. Manages pipeline for all originated loans, from origination through closing.
4. Takes mortgage loan applications, obtains credit reports and completes/ submits necessary paperwork to mortgage underwriters.
5. Cross sells Landmark's other products and services and makes referrals to Landmark's Investment Center.
6. Represents Landmark Credit Union in the community by becoming actively involved in appropriate community activities.
7. Attends and participates in all Mortgage Originator meetings.
8. Handles member problems and questions as needed.
9. Keeps up-to-date on Landmark's loan products, processing procedures and underwriting guidelines.
10. Performs other duties as assigned.

EEO/Veterans/Disabled

EEO/Veterans/Disabled