Mortgage Loan Originator

Liberty Federal Credit Union; Hendersonville (TN); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Incentive opportunities

Paid Holidays

Paid Time Off

Medical, Dental and Vision Insurance

401(k) retirement program with matching funds

Employer paid Group Term Life Insurance

Tuition Reimbursement Program

Job summary

Liberty Federal Credit Union is looking for an experienced Mortgage Loan Originator to join their lending team in Hendersonville, TN. The ideal candidate should possess strong communication skills, attention to detail, and experience in mortgage loan sales. Responsibilities include conducting loan interviews, evaluating borrower credit, and maintaining knowledge of loan products. The role offers benefits including medical insurance, paid holidays, and a 401(k) retirement program.

Qualifications

• 2-3 years of mortgage origination experience preferred.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Responsibilities

• Conduct loan interviews and explain processes.
• Evaluate credit of prospective borrowers.
• Maintain knowledge of loan products and underwriting guidelines.
• Prospect and network with realtors and builders.

Skills

Excellent communication skills

Mathematical and statistical analysis ability

Logical thinking

Education

Bachelor's degree preferred

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Hendersonville, TN. The successful candidate must have excellent communication skills, attention to detail, and the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting Relationships

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.