Mortgage Loan Originator

Trustmark Bank; Brookhaven (MS); On-site; USD 45,000 - 75,000; Full time

Job summary

Trustmark Bank in Brookhaven, MS is seeking a Mortgage Loan Originator to advise customers on loan options, disclose fees, and gather documents to process mortgage requests. You will determine best loan products and build referrals from realtors and builders.

You will originate and promote Trustmark’s Community Lending Loans, coordinate with mortgage operations, and ensure compliance with government and conventional guidelines while delivering superior service to a diverse borrower base.

Qualifications

• 2+ years of originating agency eligible mortgage loans or similar experience.
• Eligible for NMLS certification.
• Thorough knowledge of government and conventional mortgage guidelines.
• Ability to analyze documentation for agency and portfolio requirements.
• Knowledge of appraisal standards and assessability.
• Disclose and handle all applications per compliance regulations.

Responsibilities

• Determine the best loan product for customers.
• Develop marketing plans and referrals from agents and builders.
• Provide guidance for inquiries on pricing, documentation, and closing costs.
• Complete applications and gather documents for FHA, VA, Conventional, or portfolio loans.
• Develop referrals from internal and external sources and maintain realtor relationships.
• Originate and promote Community Lending Loans and products.
• Coordinate with mortgage dept. in origination and servicing of community lending products.

Skills

Interpersonal Skills

Sales skills

Communication skills

Analytical Skills

Computer skills

Education

Two-year college training

NMLS certification eligible

Job description

Overview

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.

Responsibilities

• Determine the best loan product for customer
• Devise marketing plans to seek referrals from agents and builders
• Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements
• Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc
• Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service
• Originate and promote Trustmark’s Community Lending Loans and Products
• Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services

Qualifications

• Minimum of 2 years’ experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
• Eligible for NMLS certification
• Thorough knowledge of government and conventional mortgage loan guidelines and requirements
• Extensive knowledge of the qualifying variables between mortgage loan products
• Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
• Knowledge of appraisal standards and acceptability
• Ability to produce tax return analysis as required by conforming loan guidelines
• Must know how to fully disclose and handle all applications according to compliance regulations
• Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
• Working knowledge of financial compliance and regulatory requirements
• Computer skills
• Interpersonal Skills
• Sales skills
• Communication skills
• Analytical Skills
• Junior college/Two-year college training preferred

Physical Requirements/Working Conditions:

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note:

This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.