Community Lending Specialist

Trustmark Bank; Birmingham (AL); On-site; USD 65,000 - 95,000; Full time

Job summary

Trustmark Bank is seeking a Community Lending Manager to lead origination and promotion of community lending products across its service area, with emphasis on borrowers in low-to-moderate income and minority census tracts. You will collaborate with housing-related entities, craft marketing plans, and coordinate with mortgage, credit and compliance teams to ensure compliant servicing and growth.

The role requires knowledge of mortgage origination, processing, and servicing, plus ability to

Qualifications

• Knowledge and experience in the origination, processing, and servicing of mortgage loans
• Ability to work with a varied group of borrowers, housing related entities and other community-based organizations
• Working knowledge of financial compliance and regulatory requirements
• Ability and willingness to stay abreast of changes throughout the community and industry
• Analytical skills
• Leadership skills
• Interpersonal skills
• Two-year college training or mortgage production experience

Responsibilities

• Originate and promote Trustmark's Community Lending Loans and Products
• Recommend participation in community activities meeting Trustmark's goals
• Determine best loan products for customers
• Devise marketing plans to seek referrals from various sources
• Collaborate with housing-related entities and non-profits to create suitable products and services for low-to-moderate income borrowers
• Coordinate with mortgage department on origination and servicing of community lending products and services
• Work with Credit and Compliance to ensure adherence to regulatory policies and procedures

Skills

Analytical skills

Leadership skills

Interpersonal skills

Regulatory knowledge

Customer focus

Education

Two-year college training

Mortgage production experience

Job description

Overview

The purpose of this job is to manage and promote community lending products and activities throughout the Trustmark National Bank service area, with a focus on assisting borrowers in low to moderate and majority-minority census tracts to originate mortgage loans.

Responsibilities

• Make recommendations regarding the participation in community-based activities that best meet Trustmark's overall financial goals
• Determine best loan products for customers
• Devise marketing plans to seek referrals from various sources
• Work with local, state, and Federal Agencies, non-profits in the creation of products and services designed for the low to moderate income borrowers
• Originate and promote Trustmark's Community Lending Loans and Products
• Work with housing related entities in educating and promoting home ownership
• Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services
• Work with the Credit and Compliance dept. in assuring adherence to regulatory and best practice policies and procedures

Qualifications

• Knowledge and experience in the origination, processing, and servicing of mortgage loans
• Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
• Working knowledge of financial compliance and regulatory requirements
• Ability and willingness to stay abreast of changes throughout the community and industry
• Analytical skills
• Leadership skills
• Interpersonal skills
• Junior college/Two-year college training or equal mortgage production experience

Physical Requirements/Working Conditions:

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note:

This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.