Mortgage Loan Originator

Tjc Mortgage Inc; Birmingham (AL); Hybrid; USD 55,000 - 90,000; Full time

Benefits offered by this job

Remote work

Job summary

MortgageRight is seeking an experienced Mortgage Loan Originator to join our team. This role focuses on generating loans remotely nationwide, leveraging an aggressive compensation plan and strong support/marketing platform.

HQ is in Birmingham, Alabama, with licensing across 47 states. You will collaborate with the Branch Manager to originate residential first mortgage loans, manage the full process from application to closing, and maintain relationships with realtors and builders to grow the

Qualifications

• One or more years of self-generating mortgage loan experience.
• Contacts and referrals with local realtors, builders, etc.
• NMLS license and active registration.
• Knowledge of conventional and government lending guidelines.
• Excellent verbal, written, and interpersonal communication skills.
• Familiarity with Microsoft Windows and Office (Excel, Word).
• Strong desire to excel in a competitive environment.
• Must register as a Mortgage Loan Originator with the NMLS and maintain the ID.

Responsibilities

• Builds and develops referral contacts to generate sales and pipeline for residential mortgage loans.
• Owns the loan process from application to closing.
• Collects documents and enters 1003 in LOS (Encompass).
• Maintains knowledge of available loan products (1-4 family, FHA, VA, USDA, Jumbo, conventional).

Skills

Self-generating mortgage loans

Referral network

NMLS license

Lending guidelines knowledge

Microsoft Office

Communication skills

Self-motivated

S.A.F.E. Act compliance

Tools

Encompass LOS

Job description

Mortgage Loan Originator

MortgageRight is looking for experienced self-generating Mortgage Loan Originators to join us and work remotely nationwide. We have an aggressive compensation plan based on volume and sales ability and offer the opportunity to sell low rates! Our Corporate Headquarters are in Birmingham, Alabama and we are licensed in 47 states with branches nationwide. We believe our support and marketing platform is the best in the business and we want to help you close more loans!

The Mortgage Loan Originator reports to and collaborates with the Branch Manager to perform a wide range of duties related to the origination of residential first mortgage loans. Must possess superior customer service skills, leadership skills, be extremely detail oriented, and self-motivated.

Principal Responsibilities

• Builds and develops referral contacts (customer referrals, realtors, builders, professional and personal contacts) to generate sales of residential mortgage loans and build a pipeline.
• Assumes overall responsibility for the residential mortgage loan from application to closing.
• Collects appropriate documentation from each applicant and Enters 1003 application in LOS (Encompass).
• Maintains knowledge of available loan products. Originates permanent single family (1-4), FHA, VA, USDA, JUMBO and conventional mortgage loan products(FNMA/FHLMC/FHA/VA, etc.)

Required Knowledge, Skills and Abilities

• One or more years of relevant self-generating mortgage loan experience
• Contacts and referrals with local realtors, builders etc.
• NMLS License
• Knowledge of conventional and/or government lending guidelines
• Excellent verbal, written, and interpersonal communication skills, resulting in the ability to interact with all levels of employees within the organization
• Demonstrated knowledge of Microsoft Windows and Office (Excel, Word) or other transferable software packages.
• Strong desire to excel in a competitive environment.
• As defined by the S.A.F.E. Act, must register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System (NMLS) and maintain the unique identifying registration number.

Preferred Knowledge, Skills and Abilities

• Experience usingEncompass LOS is a plus

If you are serious about taking your origination business to the next level, having a partner that treats your business the way that you would is the only thing that matters.

We have redefined what a mortgage branching platform can be by giving you the lowest pricing on the market AND (not instead of) the best concierge service in the industry.

Built by producers for producers, the owners at MortgageRight understand that everyone wins by protecting and growing what you have worked so hard to build.