Mortgage Loan Officer Trainee

Ultipro; Scottsdale (AZ); On-site; USD 45,000 - 70,000; Full time

Benefits offered by this job

Medical, dental & vision

401(k) company contributions

Generous paid time off

Job summary

Prosperity Home Mortgage, LLC is offering a Mortgage Loan Officer Trainee program with complete training and licensing support. No experience required; you’ll work with an in-house underwriting team, receive inbound leads, and focus on building client relationships to close deals.

The program covers licensing for SAFÉ exams, ongoing support, and a comprehensive benefits package. You’ll join a culture that values integrity, growth, and a strong team environment, with competitive compensation and

Qualifications

• Excellent communication and interpersonal skills.
• Ability to explain financial concepts clearly to clients.
• Team player with self-motivation and drive.
• Resilience and proactive problem-solving.

Responsibilities

• Guide clients through the loan process via phone consultations after licensing.
• Recommend mortgage options and clearly explain rates, policies and procedures.
• Ensure loan deliveries meet industry guidelines while maintaining high-quality customer service.

Skills

Exceptional Communicator

Interpersonal skills

Explain complex financial concepts

Team player with drive

Independent problem solving

Self-motivated

Resilient mindset

Creative thinking

Job description

Launch Your Career in Real Estate Finance with PHM!

No Experience Required - We'll Train You to Succeed!

Ready to transform your career in the dynamic mortgage industry? PHM is revolutionizing how mortgages are done, and we're seeking motivated, ambitious individuals who are eager to grow with us. Whether you're starting fresh or pivoting careers, our comprehensive training program will set you up for success in this lucrative field.

Why PHM is Your Gateway to Success

Complete Training & Licensing Support - Our extensive training program is designed to prepare you for the S.A.F.E. exam and transform you into a confident, licensed Loan Officer. We provide all the skills, knowledge, and ongoing support you need to excel from day one.

No Cold Calling - Immediate Lead Access - Once licensed, you'll receive fresh inbound calls from clients actively seeking mortgage solutions. Focus on what matters most—building relationships and closing deals, not chasing prospects.

Continuous Lead Generation - Benefit from our multi-channel lead generation system including:

• Organic website traffic
• Valuable client referrals
• Ensuring a steady pipeline of qualified prospects

Streamlined Operations - Our in-house underwriting team handles the complex backend processes, allowing you to concentrate on client relationships and revenue generation.

Comprehensive Loan Portfolio - Offer flexible, customized mortgage solutions including:

• Conventional loans
• VA loans
• FHA loans
• Non-QM products
• And more specialized options

Award-Winning Culture - Join a dynamic, integrity-driven team that values hard work, professionalism, and maintaining a fun work environment. Learn directly from top-performing Loan Officers in the industry.

Competitive Total Compensation

• Stable base salary plus lucrative commission structure
• Comprehensive benefits package including medical, dental, and vision
• 401(k) retirement plan with company contributions
• Generous paid time off policy

Your Role as a Mortgage Loan Officer Trainee

Core Responsibilities:

• Client Engagement: Confidently guide potential clients through the loan process via phone consultations after completing your licensing
• Advisory Excellence: Recommend optimal mortgage options while clearly explaining rates, policies, and procedures
• Quality Assurance: Ensure delivery of high-quality loans that meet all industry guidelines while maintaining exceptional customer service standards

What Makes You the Perfect Candidate

• Exceptional Communicator
• Strong interpersonal skills to build instant rapport with clients and team members
• Ability to explain complex financial concepts in simple, understandable terms
• Team Player with Independent Drive
• Thrives in both collaborative team environments and independent work situations
• Self-motivated with the discipline to succeed in a fast-paced, results-oriented environment
• Resilient mindset with a proactive approach to overcoming challenges
• Creative thinking to find solutions that work for both clients and company

Results-Focused Achiever

• Highly motivated to meet and exceed sales goals consistently
• Competitive spirit with a commitment to personal and professional growth

This isn't just a job—it's your launchpad into a thriving career in mortgage lending. At PHM, your efforts are recognized, your growth is supported, and your success is celebrated. Join our team where professional development isn't just encouraged—it's built into our culture.

Ready to Transform Your Future?

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.