Licensed Mortgage Loan Officer

EmpowerHome; Chantilly (VA); On-site; USD 100,000 - 150,000; Full time

Job summary

EmpowerHome Mortgage is actively seeking a licensed Mortgage Loan Officer to grow a high-performance sales career. You will manage warm opportunities, guide borrowers through the mortgage process, and move loans from application to closing with strong support systems in place.

Expect ongoing coaching, robust marketing support, and a collaborative team environment that rewards production and income growth through plan-based commissions.

Qualifications

• Active NMLS license required.
• Proven experience originating and closing residential mortgage loans.
• Strong communication, organization, sales, and relationship-building skills.
• Ability to work independently while contributing to a collaborative, team-focused environment.
• Customer-focused, driven, and motivated to help families achieve homeownership while growing production and income.

Responsibilities

• Convert qualified mortgage leads into funded loans through consistent follow-up.
• Guide borrowers through the mortgage application and loan process.
• Structure FHA, VA, Conventional, and USDA loan programs based on borrower needs.
• Review financial documentation and ensure complete, accurate loan applications.
• Run AUS, review underwriting findings, and follow lending and compliance requirements.
• Prepare pre-approvals and pre-qualifications, lock rates, and price loans according to company guidelines.
• Manage the loan pipeline, meet closing deadlines, and achieve production goals.
• Maintain clear communication with borrowers, real estate agents, processors, underwriters, title companies, and insurance partners.
• Build relationships with realtors, builders, referral partners, and local communities to generate new and repeat business.
• Stay current on mortgage regulations, lending guidelines, market trends, and local real estate conditions.
• Consistently meet or exceed monthly and annual loan production goals.

Skills

NMLS license

Mortgage lending experience

Communication

Sales

Relationship-building

Organization

Time management

Customer-focused

Results-oriented

Multi-borrower management

Job description

Are you a Licensed Loan Officer ready to grow your mortgage career with a supportive, high-performance team? EmpowerHome Mortgage is seeking motivated Mortgage Loan Officers to help homebuyers secure financing and achieve their homeownership goals. You'll manage warm opportunities, build client relationships, guide borrowers through the mortgage process, and help move loans from application to closing.

What We Offer

• Warm buyer opportunities and referral-based business
• Proven mortgage sales systems and processes
• Ongoing training, coaching, and professional development
• Marketing and operational support
• A collaborative, growth-focused team environment
• Opportunities to increase production and income

What We’re Looking For

• Active NMLS license and mortgage lending experience
• Strong communication, sales, and relationship-building skills
• Excellent organization and time management
• Customer-focused and results-oriented mindset
• Ability to manage multiple borrowers and loan transactions

If you're ready to grow your mortgage lending career with the right systems, support, and opportunities, we'd love to hear from you.

Compensation: $100,000+ at plan commission

Qualifications

• Active NMLS license required
• Proven experience originating and closing residential mortgage loans
• Strong communication, organization, sales, and relationship-building skills
• Ability to work independently while contributing to a collaborative, team-focused environment
• Customer-focused, driven, and motivated to help families achieve homeownership while growing production and income

Responsibilities

• Convert qualified mortgage leads into funded loans through consistent follow-up
• Guide borrowers through the mortgage application and loan process
• Structure FHA, VA, Conventional, and USDA loan programs based on borrower needs
• Review financial documentation and ensure complete, accurate loan applications
• Run AUS, review underwriting findings, and follow lending and compliance requirements
• Prepare pre-approvals and pre-qualifications, lock rates, and price loans according to company guidelines
• Manage the loan pipeline, meet closing deadlines, and achieve production goals
• Maintain clear communication with borrowers, real estate agents, processors, underwriters, title companies, and insurance partners
• Build relationships with realtors, builders, referral partners, and local communities to generate new and repeat business
• Stay current on mortgage regulations, lending guidelines, market trends, and local real estate conditions
• Consistently meet or exceed monthly and annual loan production goals