Mortgage Loan Officer (Tidewater Market, VA/ Remote)

Atlantic Union Bank; United States; À distance; USD 60 000 - 95 000; Plein temps

Résumé du poste

Atlantic Union Bank is seeking a Mortgage Loan Officer to originate and complete mortgage loan applications in the Tidewater Market, VA, with branches in Virginia Beach, Hampton Roads, Chesapeake, and Norfolk.

You will design and implement a business plan to increase sales, build referral relationships, and provide exceptional customer service throughout the loan process.

Qualifications

• Minimum of 2 years of loan officer experience or industry-equivalent considered by Sales/Branch Manager.
• NMLS registration is required to originate loans in VA and nationwide.

Responsabilités

• Originates and completes mortgage loan applications; submits files to processing.
• Prices loans and locks rates per policy.
• Maintains a loan pipeline and tracks progress against deadlines.
• Communicates with applicants throughout processing and responds to questions.
• Attends settlements when possible and works with processors.

Connaissances

Lead generation

Customer communication

Underwriting guidelines

Formation

NMLS registration

Description du poste

Atlantic Union Bank is hiring Mortgage Loan Officers focusing on the Tidewater Market, VA. Branch locations include Virginia Beach, Hampton Roads, Chesapeake, and Norfolk.

Position Overview

Originates and completes mortgage loan applications, submits loan files to processing, and provides the highest level of customer service. Designs and implements a comprehensive business plan to increase sales and build relationships with referral sources.

Position Accountabilities

• Completes telephone, mail‑away, and face‑to‑face loan applications with clients and approves loan disclosures for distribution.
• Ensures all required fields, including third‑party information, are completed prior to approval.
• Determines proper program placement of a loan file (e.g., FHA, VA, Conventional, USDA).
• Prices loans and locks rates in accordance with company policy.
• Reviews returned applications and documentation for completeness, accuracy, and compliance.
• Runs AUS and reviews findings and required documentation.
• Prepares requested pre‑qualifications per company policy, orders credit reports, appraisals, and title requests, and conducts regular follow‑ups with clients and referral sources.
• Maintains regular communication with applicants throughout the processing period, assisting them with questions and notifying them of any additional information required.
• Submits loan files within stated turn times and works in conjunction with assigned processors.
• Maintains a pipeline of all loans in process, tracking progress and meeting all contractual deadlines.
• Assists all parties, including processors, during the entire process.
• Meets or exceeds minimum production requirements.
• Attends all settlements when possible.
• Completes an annual business plan and meets regularly with the sales manager.
• Keeps informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government‑insured mortgages.
• Maintains a professional image and standards consistent with company policies and procedures.

Organizational Relationship

Reports to the Sales Manager/Branch Manager.

Position Qualifications

Education & Experience

• Minimum of 2 years of loan officer experience; industry equivalent may be considered by the Sales Manager or Branch Manager.
• NMLS registration required.

Knowledge & Skills

• Proven ability to read, write, and communicate at a level consistent with the position's requirements.
• Ability to generate independent leads for new business and professionally communicate with existing and past clients.
• Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.

Compensation & Benefits

Salary will be based on several factors including education, work experience, and certifications. This position is eligible for an incentive compensation plan and/or a discretionary profit‑sharing bonus program. General information on our comprehensive benefits package can be found at https://www.atlanticunionbank.com/about/careers/benefits.

Equal Employment Opportunity Statement

We are proud to be an Equal Employment Opportunity employer. We maintain a drug‑free workplace.