Mortgage Loan Officer (Hampton Roads & Richmond, VA)

Atlantic Union Bank; Virginia Beach (VA); On-site; USD 55,000 - 90,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life insurance

Disability coverage

Paid time off

401(k) retirement plan

Wellness resources

Other programs to support health & FIN

Job summary

Atlantic Union Bank in Virginia Beach seeks a Mortgage Loan Officer to grow the residential mortgage business across Hampton Roads and Richmond, VA. You will identify opportunities, assess client needs, and present tailored mortgage solutions.

The role involves managing the loan origination process, building relationships with real estate professionals, and collaborating with referral partners to drive new business.

Qualifications

• Bachelor's degree required; equivalent combination may be considered.
• 0–2+ years of prior experience in mortgage or sales.
• May require obtaining and/or maintaining NMLS registration.

Responsibilities

• Identify and pursue new business opportunities in residential mortgages.
• Conduct client needs assessment and present mortgage solutions.
• Manage the loan origination process from application to closing.
• Build and maintain relationships with real estate professionals and referral partners.
• Collaborate with mortgage business development to identify growth opportunities.

Skills

Client needs assessment

Relationship building

Sales-oriented mindset

Education

Bachelor's Degree

NMLS registration (required)

Job description

Mortgage Loan Officer (Hampton Roads & Richmond, VA)

The Mortgage Loan Officer is responsible for selling mortgage banking products and services to individual and corporate clients. Activities may include:

• Identifying and pursuing new business opportunities,
• Conducting client needs assessment
• Presenting mortgage solutions
• Managing the loan origination process
• Building and maintaining relationships with real estate professionals and referral partners

Mortgage Business Development Sales group identifies, evaluates and negotiates, new sales and marketing growth opportunities within the mortgage business. This work may include:

• Identifying and developing optimal revenue models, sales/distribution channels, pricing, and new mortgage product development strategies
• Identifying and negotiating strategic partnerships, such as Realtor/builder relationships, affinity programs, and referral agreements, including financial arrangements and customer sharing consideration
• Prioritizing and tracking investments across new mortgage product development initiatives
• May be responsible for project managing/integrating new business ideas and/or acquisitions
• Other duties as assigned

Applies broad theoretical job knowledge typically obtained through advanced education and work experience. Responsibilities typically include:

• Work that is closely supervised.
• Problems faced are not typically difficult or complex.
• Explains facts, policies and practices related to job area.

Knowledge & Experience

• Bachelor's Degree required; equivalent combination of education and experience may be considered
• Typically requires 0 - 2+ years prior experience, with broad understanding of the field

Required Certifications/Licenses

• May require obtaining and/or maintaining NMLS registration

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc.

Eligible teammates may participate in a comprehensive benefits package that includes

• medical
• dental
• vision
• life insurance
• disability coverage
• paid time off
• retirement savings through a 401(k) plan
• wellness resources
• other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements

In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank

We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.