Mortgage Loan Officer - Naperville

CIBM Bank; Naperville (IL); On-site; USD 70,000 - 110,000; Full time

Job summary

CIBM Bank in Naperville, IL seeks an experienced Mortgage Loan Officer to grow our residential lending desk and manage a robust pipeline. You will build relationships with real estate agents, review applications, ensure compliance, and stay current on investor programs while delivering exceptional customer service.

Ideal candidates have a minimum of three years of origination experience, an active Illinois license, and a proven ability to self-generate business while handling multiple loans with

Qualifications

• Minimum three years of mortgage loan origination experience.
• Active IL license.
• Strong knowledge of loan products and underwriting guidelines.
• Excellent communication and customer service skills.
• Ability to self-generate business and manage multiple loans.
• Experience developing sales and marketing programs.

Responsibilities

• Developing and managing a sales and marketing program to originate new mortgage relationships and expand existing relationships.
• Promoting and cross selling bank products and services.
• Accepting loan applications and assisting applicants in completing them.
• Reviewing documentation for accuracy, including income, assets, credit, and commitment letters.
• Scheduling and participating in loan closings.
• Developing relationships with real estate agents and networking with professionals to promote the organization and generate new business.
• Monitoring and evaluating interest rate trends; determine bank mortgage rates.
• Staying abreast of investor programs, products, rates and services through internal and external education and training.

Skills

Mortgage origination

Sales & marketing

Customer service

Communication

Loan product knowledge

Attention to detail

Tools

Loan origination systems

Microsoft Office

Job description

We are seeking an experienced and motivated Mortgage Loan Officer to join our growing team in Illinois. The ideal candidate will have a strong background in residential mortgage lending, a proven ability to generate and manage a robust pipeline, and a commitment to delivering exceptional customer services. This role requires at least three years of mortgage loan origination experience and active licensing in the state of Illinois.Essential responsibilities include:Developing and managing a sales and marketing program to originate new mortgage relationships and expand existing relationships.Promoting and cross selling bank products and services.Assessing customer’s financial needs and counseling and resolving inquiries accordingly.Accepting loan applications and assisting applicants in completing them.Reviewing documentation for accuracy, including but not limited to, income, asset credit, and commitment letters.Scheduling and participating in loan closings.Developing relationships with real estate agents and networking with professionals with emphasis on promoting the organization and generating new business.Monitoring and evaluating interest rate trends; determine bank mortgage rates.Staying abreast of investor programs, products, rates and services through internal and external education and training.Required Skills:Minimum three years of experience as a Mortgage Loan Officer or Mortgage OriginatorStrong knowledge of loan productsSolid understanding of mortgage underwriting guidelines and compliance requirementsProven ability to self-generate business and manage multiple loans simultaneouslyExcellent communication, interpersonal, and customer service skillsProficiency with loan origination systems and basic office technologyWhat We Offer:Competitive commission structureMarketing and operational supportAccess to a full suite of competitive loan productsProfessional development and continuing education opportunitiesSupportive, compliance-focused team environmentEqual Opportunity Statement:We are an equal opportunity employer and value diversity at all levels of the organization. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability, or veteran status.