Mortgage Loan Officer

First Mid; Rockford (IL); On-site; USD 60,000 - 90,000; Full time

Job summary

First Mid is seeking a motivated and experienced Mortgage Lender II to join our team in Rockford, IL. The ideal candidate will have a strong background in mortgage lending and excellent customer service skills, managing the loan process efficiently from application to closing.

Responsibilities include originating mortgage applications, evaluating borrower creditworthiness, and providing expert guidance on products and rates. A valid Mortgage Loan Originator license and a minimum of 2 years' experience are required.

Qualifications

• Active and valid Mortgage Loan Originator (MLO) license.
• Minimum of 2 years of experience in mortgage lending.
• Strong knowledge of mortgage products and underwriting guidelines.

Responsibilities

• Originate and process mortgage loan applications.
• Evaluate borrower creditworthiness.
• Provide expert guidance on mortgage products.

Skills

Mortgage Lending

Customer Service

Financial Analysis

Communication Skills

Organizational Skills

Education

High school diploma or equivalent

Bachelor’s degree in finance, business, or related field

Tools

Mortgage Software

Microsoft Office Suite

Job description

We are seeking a motivated and experienced Mortgage Lender II to join our team in Rockford, IL. The ideal candidate will have a strong background in mortgage lending, excellent customer service skills, and the ability to manage the loan process from application to closing efficiently.

Key Responsibilities

• Originate and process mortgage loan applications in compliance with company policies and regulatory requirements.
• Evaluate borrower creditworthiness and financial status to determine loan eligibility.
• Provide expert guidance to clients on mortgage products, rates, and terms to help them make informed decisions.
• Collaborate with underwriters, processors, and other team members to ensure timely and accurate loan closings.
• Maintain up-to-date knowledge of mortgage products, market trends, and regulatory changes.
• Build and maintain strong relationships with real estate agents, builders, and other referral sources.
• Ensure all loan documentation is complete, accurate, and compliant with company and regulatory standards.
• Meet or exceed monthly and annual loan production goals.

Required Skills and Qualifications

• Active and valid Mortgage Loan Originator (MLO) license.
• Minimum of 2 years experience in mortgage lending or related financial services.
• Strong knowledge of mortgage products, underwriting guidelines, and loan processing procedures.
• Excellent communication and interpersonal skills with a customer-focused approach.
• Ability to analyze financial information and credit reports effectively.
• Detail-oriented with strong organizational and time management skills.
• Proficient with mortgage software and Microsoft Office Suite.
• Ability to work independently and as part of a team in a fast-paced environment.

Education

• High school diploma or equivalent required; Bachelor’s degree in finance, business, or related field preferred.

If you are a driven mortgage professional looking to advance your career in a supportive and dynamic environment, we encourage you to apply for the Mortgage Lender II position in Rockford, IL.