Mortgage Loan Officer-Lubbock

West Texas National Bank; Lubbock (TX); On-site; USD 55,000 - 90,000; Full time

Job summary

West Texas National Bank is hiring a Mortgage Loan Officer to develop and maintain mortgage lending relationships, originate residential loans, and guide customers from inquiry to closing. You will market mortgage products within the bank’s footprint and build referral networks to drive loan production.

The role requires experience in mortgage loan processing, underwriting, and relationship management, with a strong sales orientation and knowledge of TRID disclosures.

Qualifications

• 2+ years mortgage loan processing experience, including TRID disclosures.
• 2-3 years mortgage loan underwriting and loan origination experience.
• Strong ability to develop referral sources and generate mortgage loan production.

Responsibilities

• Develop and maintain mortgage lending relationships from inquiry through closing.
• Originate residential mortgage loans and guide customers through the application process.
• Market mortgage products to Bank's geographic footprint and build referral networks.

Skills

Sales skills

Underwriting knowledge

Loan processing

Relationship management

Mortgage product marketing

Job description

Mortgage Loan Officer is responsible for developing and maintaining mortgage lending relationships, originating residential mortgage loans, and guiding customers through the loan application process from initial inquiry through closing. This position requires strong sales, underwriting, processing, and relationship management skills, along with demonstrated success marketing mortgage products within the Bank's geographic footprint.

Qualifications

• Minimum of 2 years of mortgage loan processing experience, including preparation of TRID-compliant disclosures.
• Minimum of 2 to 3 years of mortgage loan underwriting and loan origination experience.
• Multiple years of successful experience marketing mortgage products within markets served by the Bank's branch locations
• Demonstrated ability to develop referral sources and generate mortgage loan production.
• Proven knowledge of residential mortgage lending, underwriting standards, and loan documentation requirements

Licenses and Certifications

• Active NMLS registration and licensing, as required by federal and state regulations.
• Ability to maintain eligibility under the SAFE Act.
• West Texas National Bank maintains a commitment to being an Equal Opportunity and Aff. Action Employer. We ensure all qualified candidates are considered for employment without regard to race, religion, color, sex, pregnancy, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other protected classification under the law.

*This is not a remote position