Mortgage Loan Originator

Primeway Federal Credit Union; Houston (TX); Sur place; USD 65 000 - 110 000; Plein temps

Résumé du poste

Primeway Federal Credit Union in Houston, TX is seeking a Mortgage Loan Officer to drive residential mortgage production through strong referral partnerships and excellent member service.

You will originate loans, guide applicants from application to funding, and work with builders, realtors, and internal partners to ensure a smooth process.

Experience with FHA/VA/Conventional loans, solid knowledge of DTI/PITIA, and active NMLS are required; a Bachelor's degree is preferred.

Qualifications

• 3+ years of residential mortgage origination experience.
• Familiar with FHA, VA, Conventional and non-conforming loan products.
• Strong knowledge of DTI and PITIA calculations.
• Active NMLS registration is required.
• Ability to thrive in a high-volume, fast-paced environment.

Responsabilités

• Drive mortgage production by generating referrals from retail centers, builders, realtors, and community partners.
• Interview and prequalify mortgage applicants, ensuring accurate and complete loan applications.
• Submit applications to processing and underwriting; support TBD underwriting when needed.
• Educate borrowers on mortgage guidelines and product options.
• Maintain proactive communication with borrowers, realtors, and internal partners.
• Cross-sell loan products and deposit accounts.

Connaissances

Mortgage origination experience

DTI / PITIA knowledge

FHA/VA/Conventional knowledge

NMLS registration

High-volume environment

Formation

Bachelor's degree in Business/Marketing or related field

Outils

Mortgage LOS

AUS systems

Description du poste

290 North Retail Center - HOUSTON, TX 77040

Overview

Position Type

Full Time

High School

Category

Banking

Description

Mortgage Loan Officer

Employment Status: Full Time Classification: Non-Exempt

Position Summary:

This position is responsible for driving mortgage production through strong referral partnerships, exceptional member service, and expert loan guidance. This role originates residential mortgage loans, builds relationships with builders and realtors, and delivers a seamless mortgage experience from application through funding.

Responsibilities :

• Drive mortgage production by generating referrals from retail centers, builders, realtors, and community partners.
• Participate in business development and community events as needed, including occasional weekends.
• Interview and prequalify mortgage applicants, ensuring accurate and complete loan applications.
• Submit applications to processing and underwriting, including TBD underwriting when appropriate.
• Evaluate borrower eligibility in accordance with FHA, VA, Conventional, and non-conforming guidelines.
• Assist borrowers in gathering documentation required to meet underwriting conditions.
• Maintain proactive communication with borrowers, realtors, and internal partners.
• Educate borrowers on mortgage guidelines, DTI, PITIA, and product options.
• Manage an efficient loan pipeline while meeting established production goals.
• Ensure loan files comply with internal policies, investor requirements, and regulatory standards.
• Conduct routine branch visits to support referral channels.
• Cross-sell loan products and deposit accounts.

Qualifications

Experience and Skills:

• Minimum 3 years of residential mortgage origination experience.
• Experience with FHA, VA, Conventional, and non-conforming portfolio products preferred.
• Strong understanding of lending guidelines and mortgage calculations (DTI, PITIA).
• Ability to use mortgage LOS and AUS systems.
• Active NMLS registration required.
• Ability to thrive in a high-volume, fast-paced environment
• Professionalism and composure under pressure.
• Strong commitment to service excellence and achieving results.

Education:

• Bachelor’s degree in Business, Marketing or related field is preferred.

ADA Requirements:

• Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 25 lbs. Must be capable of climbing/descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.