Licensed Mortgage Officer — Drive Closings & Client Growth

Cornerstone-Capital-Bank; Lubbock (TX); On-site; USD 50,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

Full benefits

Bonus potential

Job summary

Cornerstone-Capital-Bank is seeking an experienced Licensed Loan Officer to join our mortgage team in Lubbock, TX. You will promote and sell loan products, deliver excellent service, and ensure accurate, timely closings for customers and referral partners.

You’ll interview borrowers, analyze financial data, manage client relationships, and stay compliant with residential mortgage lending laws. Licensing within 60 days or a Bachelor’s degree/equivalent is preferred.

Qualifications

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

Responsibilities

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

Skills

Customer service

Communication

Time management

Organization

Problem solving

Analytical thinking

Education

Bachelor’s degree or equivalent

Job description

Cornerstone-Capital-Bank is seeking an experienced Licensed Loan Officer to join our mortgage team in Lubbock, TX. You will promote and sell loan products, deliver excellent service, and ensure accurate, timely closings for customers and referral partners.

You’ll interview borrowers, analyze financial data, manage client relationships, and stay compliant with residential mortgage lending laws. Licensing within 60 days or a Bachelor’s degree/equivalent is preferred.