Mortgage Loan Officer — High-Earning, Commission-Based

OnPoint Community Credit Union; Scappoose (OR); On-site; USD 35,000 - 350,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Employer-matched 401(k) up to 5%

Tuition reimbursement

Job summary

OnPoint Community Credit Union in Oregon is seeking a Mortgage Loan Officer who can build and maintain a strong member-relations pipeline. You will analyze finances, discuss loan options, and guide members toward the best mortgage solutions with trusted, personalized service.

This commission-based role rewards sales success within the real estate market. A minimum of 3 years of conventional and FHA-insured lending experience is required, along with a high school diploma or GED.

Qualifications

• Understanding of conventional and government lending guidelines from origination to closing.
• Must be detail-oriented, self-directed, efficient, and meet deadlines.
• Able to manage a heavy pipeline of 40+ loans.
• Excellent verbal and written communication.
• Strong math and accounting skills.
• Minimum of 3 years conventional and FHA-insured real estate lending experience.

Responsibilities

• Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
• Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
• Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.

Skills

Communication skills

Detail oriented

Self-directed

Pipeline management

Math skills

Organization

Education

High School diploma or GED

Job description

OnPoint Community Credit Union in Oregon is seeking a Mortgage Loan Officer who can build and maintain a strong member-relations pipeline. You will analyze finances, discuss loan options, and guide members toward the best mortgage solutions with trusted, personalized service.

This commission-based role rewards sales success within the real estate market. A minimum of 3 years of conventional and FHA-insured lending experience is required, along with a high school diploma or GED.