Mortgage Loan Advisor | Build Home Finance Solutions

OnPoint Community Credit Union; Portland (OR); Hybrid; USD 35,000 - 350,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and vis

Employer-matched 401(k) up to 5%

Job summary

OnPoint Community Credit Union in Portland, OR seeks a Mortgage Loan Officer to grow member relationships and expand mortgage lending opportunities. You’ll analyze borrower qualifications, explain policies, and guide members toward the best financing options in a collaborative team environment.

Responsibilities include sourcing new loan opportunities, interviewing borrowers, evaluating credit reports, and maintaining compliance with lending standards while delivering exceptional member service

Qualifications

• Thorough understanding of conventional and government lending practices and guidelines.
• Ability to manage a heavy pipeline of 40+ loans.
• Strong written and verbal communication skills.
• Demonstrated math and accounting skills.

Responsibilities

• Identifies, develops and maintains a quality pipeline of member relationships for mortgage lending opportunities.
• Develops relationships within the community, especially within the real estate community; make sales calls to prospective partners.
• Interviews borrowers to analyze financials and determine financing objectives, explain policies and gather required information.
• Maintains knowledge of lending programs, policies, procedures and regulatory requirements to ensure exceptional member service.
• Adheres to all compliance policies and regulatory requirements.

Skills

Mortgage lending knowledge

Detail-oriented

Self-directed

Pipeline management

Verbal communication

Written communication

Math skills

Accounting skills

Education

High School diploma

Job description

Overview

The Proactive Partner. You’re a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. Our team at OnPoint Community Credit Union has been dedicated to making our members’ financial dreams a reality for over 80 years. Working together, we can further strengthen the mission we have for our community. We’re also devoted to being a fabulous place to work. We value your expertise as Mortgage Loan Officer and invite you to explore and grow your career with OnPoint.

Responsibilities

Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.

Knowledge, Skills and Abilities:

Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
Must be detail-oriented.Ability to be self-directed, efficient, and meet deadlines.
Ability to manage a heavy pipeline of 40 plus loans.
Highly organized with the ability to prioritize multiple competing tasksStrong verbal and written communication skills.
Demonstrated math and accounting skills.

Job Qualifications

High School diploma or GED required.
Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.

This is a 100% commission-based role.

Estimated annual earnings for this role range from $34,800 to $350,000 based on projected sales volume.

Benefits:

Comprehensive medical, dental, and vision coverage

Employer-matched 401(k) up to 5%

Tuition reimbursement

At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background.

We encourage you to apply if you're passionate about this opportunity and have the core qualifications. Your unique experiences and skills are what make you a strong candidate. Don’t let imposter syndrome hold you back! Our recruitment process is designed to be inclusive and accessible to all. If you need any accommodations during the application or interview stage, please let us know. We're dedicated to providing what's necessary to ensure a fair and inclusive experience.