Mortgage Loan Officer - Outside Sales Central Oregon

OnPoint Community Credit Union; Bend (OR); On-site; USD 35,000 - 350,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and vis

Employer-matched 401(k) up to 5%

Job summary

OnPoint Community Credit Union is seeking a Mortgage Loan Officer for Outside Sales in Central Oregon. You will build and manage a pipeline of member relationships and originate mortgage loans through community connections, with a focus on partnering with real estate professionals.

The role emphasizes expert knowledge of lending programs, compliance, and customer service, with compensation tied to sales performance.

Qualifications

• Minimum of 3 years Conventional and FHA-insured real estate lending experience.
• 100% commission-based role.
• Knowledge of processing underwriting and/or closing procedures.
• Excellent communication and math skills.

Responsibilities

• Identifies, develops and maintains a quality pipeline of member relationships for mortgage lending opportunities.
• Develops relationships within the community, especially with real estate partners, to attract loan originations.
• Conducts borrower interviews to analyze financials and credit reports, advising on product pricing and gathering required information.
• Maintains knowledge of lending programs, policies, procedures and regulatory requirements to ensure exceptional member service.

Skills

Self-directed

Strong communication

Math skills

Time management

Education

High School diploma or GED

Job description

Mortgage Loan Officer - Outside Sales Central Oregon

Job Description

Posted Thursday, September 3, 2026 at 10:00 AM

Overview

The Proactive Partner. You’re a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. Our team at OnPoint Community Credit Union has been dedicated to making our members’ financial dreams a reality for over 80 years. Working together, we can further strengthen the mission we have for our community. We’re also devoted to being a fabulous place to work. We value your expertise as Mortgage Loan Officer and invite you to explore and grow your career with OnPoint.

Responsibilities

• Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
• Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
• Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.

Knowledge, Skills and Abilities:

• Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
• Must be detail-oriented.Ability to be self-directed, efficient, and meet deadlines.
• Ability to manage a heavy pipeline of 40 plus loans.
• Highly organized with the ability to prioritize multiple competing tasksStrong verbal and written communication skills.
• Demonstrated math and accounting skills.

Job Qualifications

• High School diploma or GED required.
• Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.
• This is a 100% commission-based role.
• Estimated annual earnings for this role range from $34,800 to $350,000 based on projected sales volume.
• Comprehensive medical, dental, and vision coverage
• Employer-matched 401(k) up to 5%

At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background.