Mortgage Loan Officer - Community-Focused Origination Perks

Consumers Credit Union; Battle Creek (MI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health insurance

Dental and vision plans

401(k) plan with match up to 10% after

Paid time off

Gym memberships

Tuition reimbursement

Life coaching

Wellness programs

Loan discounts

Job summary

Consumers Credit Union is seeking a Mortgage Loan Officer to advise members on purchasing or refinancing homes and to facilitate loan origination. You will generate leads, work with outside sources, and serve referrals within the credit union.

The ideal candidate has a proven sales track record, Emcompass experience, strong communication skills, and deep community involvement. You will contribute as a servant leader in the team and help members achieve their home financing goals.

Qualifications

• Bachelor’s Degree or equivalent work experience.
• Documented track record of sales through personal service.
• Ability to serve members on their schedule.
• Strong connections and deep involvement in the community.
• Ability to generate leads without a warm referrals.
• Strong written and verbal communication skills.

Responsibilities

• Serve the membership of Consumers Credit Union by providing residential real estate financing.
• Originate mortgage applications that are eligible for sale to FNMA/FHLBI/USDA‑Rural Development or Consumers Credit Union portfolio.
• Meet goals set for the position.
• Promote and cross sell other products and services as appropriate to the member.
• Interview members and request specific information/documents to insure a complete and accurate loan application.
• Keep interested parties informed of loan status from application to closing.
• Analyze member’s financial status, credit, and property evaluation to determine feasibility of the loan.
• Compile a complete and accurate loan package with all necessary disclosures completed and signed by both the member and the MLO.
• Call on realtors, builders, CPA’s, CFP’s, and other third parties to obtain referrals for potential mortgage loan applications.
• Attend home mortgage functions such as home shows, Board of Realtors functions, Home Builders Association functions and promote all products and services offered by Consumers Credit Union.
• Attend continuing education classes/seminars as directed by the department manager.

Skills

Sales experience

Communication skills

Community involvement

Member service

Lead generation

Written communication

Verbal communication

Education

Bachelor’s Degree or equivalent work experience

Tools

Emcompass

Job description

Consumers Credit Union is seeking a Mortgage Loan Officer to advise members on purchasing or refinancing homes and to facilitate loan origination. You will generate leads, work with outside sources, and serve referrals within the credit union.

The ideal candidate has a proven sales track record, Emcompass experience, strong communication skills, and deep community involvement. You will contribute as a servant leader in the team and help members achieve their home financing goals.