Mortgage Loan Officer - Growth & Community Lending

Ctbconnect; Atlanta (GA); Vor Ort; USD 60.000 - 120.000; Vollzeit

Benefits dieser Stelle

Medical, Dental, Vision

401(k) Retirement Plan

Life Insurance

Disability

Paid Time Off

Zusammenfassung

Citizens Trust Bank is actively seeking a Mortgage Loan Officer to generate lending opportunities and manage the end-to-end loan process for clients in the Durham area. The role emphasizes customer service, community engagement, and adherence to underwriting guidelines.

The successful candidate will maintain strong relationships with real estate agents, customers, and internal teams, while staying current on mortgage products, policies, and regulatory requirements.

Qualifikationen

• Bachelor's degree in finance, accounting, economics, marketing, business administration, or related field.
• Minimum three (3) years of residential mortgage loan origination, business development experience in a mortgage or banking environment.
• National Mortgage License System (NMLS) Certification is required.

Aufgaben

• Researches, identifies and generates business leads and opportunities; cross-sells and markets mortgage and other banking solutions.
• Represents the bank at community functions, events to develop lending business.
• Screens mortgage loan requests and educates clients about underwriting guidelines and regulations.
• Obtains information and analyzes financial and credit data from prospective clients.
• Manages the loan application process and submits files for processing and underwriting approval.

Kenntnisse

Mortgage loans knowledge

Business development

Relationship management

Sales skills

Negotiation skills

Leadership

Analytical abilities

Ausbildung

Bachelor's degree in finance or related field

Tools

NMLS Certification

Jobbeschreibung

Citizens Trust Bank is actively seeking a Mortgage Loan Officer to generate lending opportunities and manage the end-to-end loan process for clients in the Durham area. The role emphasizes customer service, community engagement, and adherence to underwriting guidelines.

The successful candidate will maintain strong relationships with real estate agents, customers, and internal teams, while staying current on mortgage products, policies, and regulatory requirements.