Mortgage Loan Officer - Fort Myers & Naples area

DFCU Financial; Naples (FL); On-site; USD 80,000 - 110,000; Full time

Benefits offered by this job

401(k) plan match

Tuition reimbursement

Medical, dental, and vision insurance

Paid time off

Paid holidays

Paid time off

Paid holidays

Employee discounts

Job summary

A leading credit union in Naples seeks a Mortgage Loan Officer. The role includes originating mortgage applications, networking with real estate professionals, and providing borrower assistance. The ideal candidate will have significant experience, a clear understanding of mortgage regulations, and strong communication skills. Benefits include a 401(k) match, tuition reimbursement, and medical insurance. Join a dedicated team and enjoy numerous perks and community involvement opportunities.

Qualifications

• Minimum three years current experience as a Mortgage Loan Officer.
• Demonstrated knowledge of mortgage regulations and secondary market requirements.
• Strong verbal and written communication skills.

Responsibilities

• Maintain a relationship with the local real estate community.
• Proactively network to generate business.
• Assist processing team with borrower interaction as required.
• Respond to borrowers in person, by phone, or online and collect applications.
• Review borrower documents to ensure they meet requirements before forwarding to processing.
• Support processing team with borrower interactions as needed.
• Contribute to training of less experienced staff when requested.
• Support business development efforts for the Mortgage Services department.
• Attend local Board of Realtors events to promote the company.

Skills

Excellent interpersonal skills

Detail oriented and strong organizational skills

Ability to work independently and within a team

Education

High School diploma or equivalent

Job description

Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.

The Opportunity:

We are seeking Mortgage Loan Officer(s) in the Fort Myers and Naples area. In this role, the Mortgage Loan Officer is responsible for all requirements in the originating of mortgage applications for the DFCU portfolio and saleable loans to the secondary market.

What You’ll Do:

• Maintain a relationship with the local real estate community, offering information on our products and services.
• Proactively network to generate business.
• Work with borrowers to recommend a course of action based on the borrower’s goal to be pre‑approved, refinance or purchase a property.
• Respond to borrowers both inside and outside the office, answering inquiries and accepting applications in person, by phone or online.
• Review borrower supplied documentation to confirm it meets requirements prior to sending to the processing center.
• Assist processing team with borrower interaction as required.
• Assist in training less experienced employees when requested.
• Assist with business development efforts for the Mortgage Services department.
• Attend local Board of Realtors functions.

What You’ll Need:

• High School diploma or equivalent.
• Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
• Demonstrated knowledge of mortgage regulations and secondary market requirements.
• Excellent interpersonal skills, including effective verbal and written communication.
• Detail oriented with strong organizational skills.
• Ability to work independently and within a team environment.
• Consistent positive, cooperative, self‑motivated, courteous and professional attitude.
• May require some evening and Saturday hours.

What We Offer:

• 401(k) plan match, dollar for dollar up to 4%
• Tuition reimbursement / Education assistance
• Medical, dental and vision insurance effective date of hire
• Health savings account (HSA)
• Flexible spending accounts for medical and dependent care expenses
• Adoption assistance for qualified expenses maximum $10,000 per child
• Wellness initiatives and reimbursements
• Pre‑paid legal services plan
• Identity protection plan
• Accident supplemental plan
• Short‑ & long‑term disability plans paid for by company
• Company provided basic life insurance of $50,000 plus supplemental for employee, spouse, and child
• Pet Insurance
• Paid time off
• Paid holidays (13 per year)
• Free financial planning assistance
• Paid lunch time
• Numerous fun employee events throughout the year
• Volunteer and community engagement opportunities
• Employee loan discounts (closed‑end loans)
• Service / anniversary awards
• Employee discounts for company logo wear
• Recognition and awards for outstanding team and individual performance (branch and member service center employees)
• Employee referral payouts for recruiting your friends and family
• Ongoing training opportunities
• Leadership development program
• Flexible scheduling for students

Equal Opportunity Employer / Disabled / Veterans