Mortgage Loan Officer — Commission-Based Growth

Regions Bank; Ozark (MO); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Clayton, MO is seeking a Mortgage Loan Officer to originate residential loans through our branch network and service customers throughout the loan process.

You will complete applications, evaluate requests, discuss products, and structure loans compliant with regulations. The role emphasizes external business development with referral partners and cross-selling bank products.

Qualifications

• High School Diploma or GED is required.
• One (1) year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining any required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact.
• Answers customer calls and walk-in customers to discuss various loan products and qualification information.
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business and community organizations and activities to promote and market loan products.

Skills

Mortgage product knowledge

Sales acumen

Customer relationship building

Verbal and written communication

Time management

Microsoft Office

Financial data analysis

Negotiation skills

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Bank in Clayton, MO is seeking a Mortgage Loan Officer to originate residential loans through our branch network and service customers throughout the loan process.

You will complete applications, evaluate requests, discuss products, and structure loans compliant with regulations. The role emphasizes external business development with referral partners and cross-selling bank products.