Mortgage Loan Officer: Growth, Commission & Client Impact

Regions Bank; Saint Charles (MO); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Job summary

Regions Bank in Clayton, Missouri, seeks a Mortgage Loan Officer to originate residential mortgage loans through its branch network. The role includes completing applications, evaluating credit, and maintaining customer contact to ensure timely processing.

The position offers a commission-based plan with potential earnings, and requires NMLS registration, a high school diploma or GED, and mortgage lending experience.

Qualifications

• High School Diploma or GED required.
• At least 1 year mortgage lending experience.
• Experience developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress and obtaining required documentation.
• Structures loan to comply with lending practices and Federal regulations.
• Establishes detailed marketing/business plan including potential and existing loan customers and frequency of contact.
• Answers customer calls and walk-in customers to discuss loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes steps to correct encroachments and violations.
• Participates in networking with professional, business and community organizations to promote loan products.

Skills

Good organizational skills

Mortgage products knowledge

Regulatory knowledge

Relationship building

Multi-tasking

Microsoft Office

Sales acumen

Communication skills

Education

High School Diploma or GED

Bachelor's degree

Tools

MS Office

Job description

Regions Bank in Clayton, Missouri, seeks a Mortgage Loan Officer to originate residential mortgage loans through its branch network. The role includes completing applications, evaluating credit, and maintaining customer contact to ensure timely processing.

The position offers a commission-based plan with potential earnings, and requires NMLS registration, a high school diploma or GED, and mortgage lending experience.