Mortgage Loan Officer — Commission-Based Earnings

Regions Financial Corporation; Cape Girardeau (MO); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Life Insurance

Parental Leave

Employee Assistance Program

Job summary

Regions Mortgage Loan Officer role located in Clayton, Missouri, focuses on originating residential mortgage loans from application through underwriting. You will build relationships with borrowers, realtors, and developers to grow loan production.

The position is commission-based with earnings tied to performance, requiring NMLS registration and a strong drive to generate new business. Prior mortgage experience is preferred, with a path to higher production and client service excellence.

Qualifications

• High school diploma or GED required.
• One year mortgage lending experience with proven production.
• Experience developing external business via referral partners such as realtors, builders, and financial planners.

Responsibilities

• Completes mortgage applications for submission to processing and underwriting.
• Evaluates loan requests and analyzes financial data for qualification.
• Maintains contact with loan customers and communicates progress.
• Structures loans to comply with lending practices and regulations.
• Establishes marketing plans and contact frequency with prospects.
• Handles customer calls and walk-in discussions about loan products.
• Makes sales calls to develop or retain business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals and addresses issues.
• Participates in networking to promote loan products.

Skills

Mortgage products

Sales acumen

Relationship building

Microsoft Office

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Mortgage Loan Officer role located in Clayton, Missouri, focuses on originating residential mortgage loans from application through underwriting. You will build relationships with borrowers, realtors, and developers to grow loan production.

The position is commission-based with earnings tied to performance, requiring NMLS registration and a strong drive to generate new business. Prior mortgage experience is preferred, with a path to higher production and client service excellence.