Mortgage Loan Officer

LOANVILLE LLC; Troy (MI); On-site; USD 50,000 - 250,000; Full time

Benefits offered by this job

401(k)

Dental insurance

Health insurance

Referral program

Vision insurance

Frequent contests with cash prizes

Job summary

Loanville LLC is seeking licensed mortgage loan officers or aspiring professionals with mortgage experience to join a fast-paced sales team in Troy, MI. You’ll receive hands-on leadership, comprehensive training, and a scalable lead flow to close more deals.

The role offers uncapped earning potential, a structured compensation package, and opportunities for career growth within a high-performance environment.

Qualifications

• Licensed mortgage loan officer or aspiring professional with mortgage experience
• Strong knowledge of mortgage lending practices and financing products
• Experience with loan origination software (Encompass, Calyx)
• Excellent written and verbal communication, with negotiation skills

Responsibilities

• Assess loan applications by reviewing credit reports, income docs, and financial statements
• Guide clients through the mortgage process with expert advice and clear answers
• Collaborate with underwriters to ensure accurate, timely processing of loans
• Perform credit and risk analyses to determine terms and rates
• Negotiate terms with borrowers while maintaining compliance
• Prepare and review loan documents for approval and signature
• Monitor loan performance and follow up on delinquencies as needed
• Stay updated on regulations and lending policies

Skills

Mortgage Lending

Loan Origination

Customer Service

Negotiation

Communication

Regulatory Compliance

Tools

Encompass

Calyx

Job description

Job Description

Join Loanville — Where Passion Meets Performance in Mortgage Lending

Loanville is growing fast, and we’re looking for licensed mortgage loan officers — or aspiring professionals with mortgage experience — ready to take their careers to the next level. Whether you're just starting out or looking for a high-energy team to plug into, we provide the training, support, and resources you need to succeed.

This is not your typical desk job. This is a fast-paced, high-reward sales role where your drive and determination directly translate to earnings. At Loanville, effort matters, and results are rewarded.

Why Loanville?

• Hands-On Leadership: Our five owners don’t sit back — they’re on the front lines, actively selling and supporting the team. You won’t be left to fend for yourself. From closing tough files to re-engaging cold leads, we’ve got your back.

• Exceptional Training & Support: We’re deeply invested in our loan officers’ success. From daily sales training to individualized coaching and hands-on file assistance, we give you the tools to close more deals and build confidence fast.

• Consistent Lead Flow: No more waiting around for business. We provide strong lead flow, technical support, and real-time assistance to help you move clients through the pipeline efficiently.

• Unmatched Product Variety: We don’t shy away from tough deals. We’re experts in refinance, purchase, HELOC, HEL, non-QM (DSCR, bank statement, delayed purchase financing), low FICO (down to 500), and down payment assistance programs. If there's a way to make it work, we find it.

• Career Growth from Within: With our rapid expansion, leadership opportunities are on the horizon — and we promote from within. Show your passion and dedication, and you’ll move up.

What You Can Expect to Earn

• New loan officers: Show up with intent and put in the effort — you can expect to earn $60K+ in your first year, with top new talent breaking $150K.

• Experienced bankers: Most exceed $100K easily, with high performers hitting $250K+.

Compensation & Benefits

• Competitive pay structure

• Comprehensive benefits package

• Ongoing training and mentorship

• A collaborative, high-performance team environment

Key Responsibilities

• Assess loan applications by evaluating credit reports, income documentation, and financial statements

• Guide clients through the mortgage loan process, providing expert advice and answering questions clearly

• Collaborate with underwriters to ensure loans are processed accurately and efficiently

• Conduct credit and risk analyses to determine appropriate loan terms and interest rates

• Negotiate loan terms and conditions with borrowers while maintaining compliance standards

• Prepare and review loan documents and contracts for approval and signature

• Monitor loan performance and follow up on delinquent accounts to ensure repayment

• Stay informed on evolving industry regulations, lending policies, and compliance requirements

Key Skills & Qualifications

• Exceptional customer service and interpersonal skills

• Solid understanding of mortgage lending practices, banking products, and financial services

• Proficient in analyzing financial statements and assessing borrower creditworthiness

• Experience with loan origination software and financial tools (e.g., Encompass, Calyx, or similar)

• Strong written and verbal communication skills to explain financial details clearly to clients

• Effective negotiation abilities to structure competitive and compliant loan solutions

Note: This job description is not exhaustive. Additional responsibilities may be assigned as business needs evolve.

Job Type: Full-time

Pay: $50,000.00 - $250,000.00 per year

Benefits

• 401(k)

• Dental insurance

• Health insurance

• Referral program

• Vision insurance

• Frequent contests with cash prizes

Compensation Package

• Bonus opportunities

• Commission only

• Commission pay

Schedule

• 8 hour shift

• Monday to Friday

• No weekends

Ability to Commute

• Troy, MI 48084 (Required)

Ability to Relocate

• Troy, MI 48084: Relocate before starting work (Required)

Work Location

In person

Company Description

Loanville LLC is a brokerage designed for hustlers and hustlers only. Your work ethic determines your pay; the harder you work, the more money you make. The sky is the limit!! Are you up for the challenge?