Mortgage Loan Officer

Dream Finders Homes; Chantilly (VA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401k with company match

12 Days of PTO (prorated)

Company holidays

Job summary

Dream Finders Homes is seeking a results-oriented Loan Originator to generate new business and referrals while maintaining excellent client and partner relationships. The role requires mortgage industry experience and strong communication skills, with an 8am-5pm EST schedule and occasional weekend on-call rotation.

You will collaborate with loan officers, processors, underwriters, escrow and title teams to close loans and provide exceptional service.

Qualifications

• 3+ years of experience as a mortgage loan originator.
• Licensure with the NMLS in VA or MD.
• Experience with Encompass.
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month.
• Superb relationship, sales, communication, and MS Office skills.
• Intermediate understanding of loan program guidelines and various types of loans (Conventional, FHA, VA, and down-payment assistance).

Responsibilities

• Collaborate with internal and external partners to ensure the loan transaction closes successfully.
• Monitor sales pipeline, meet sales expectations/SLAs, generate referrals and new business.
• Build personal relationships with clients and answer questions about mortgage products.
• Create and explain mortgage coach presentations for clients (total cost analyses).
• Package files to send to loan openers/processing staff.
• Lock loans, structure files, and review closing disclosures with clients.

Skills

Mortgage loan origination

Customer service

Communication skills

MS Office

Sales

Time management

Education

NMLS licensure

Tools

Encompass

Simple Nexus

Optimal Blue

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine,

Note: Candidates must be able to work a schedule of 8am-5pm EST and participate in a weekend on-call rotation 1-2x/month.

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in either VA or MD
• Experience with Encompass
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in VA, MD, and any other states
• Experience with Encompass, Simple Nexus, AND Optimal Blue
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

This position offers benefits including, but not limited to:

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays