Mortgage Loan Officer

JSpire Recruiting; Rochester (NH); On-site; USD 65,000 - 90,000; Full time

Job summary

Holy Rosary Credit Union in Rochester, NH is seeking a dedicated Mortgage Loan Officer to guide members through the real estate lending process. You will assess needs, explain options, and help members secure favorable financing while cross-selling HRCU products.

You will conduct face-to-face meetings, manage the mortgage pipeline with the operations team, ensure accurate loan documents, and complete the residential mortgage workflow in accordance with policy.

Qualifications

• Two-year degree required; specialized certification or licensing; NMLS highly desired.
• Strong knowledge of mortgage products, lending regulations, and financial analysis.
• Experience with lending software and multiple programs used in the mortgage application process.

Responsibilities

• Face-to-face on-site meetings with members.
• Guide members through the mortgage application process.
• Manage mortgage lending pipeline and coordinate with mortgage operations team.
• Ensure loan agreements are completed accurately per policy and regulatory requirements.
• Prepare and/or review mortgage documents and complete residential mortgage workflow.

Skills

Mortgage lending

Customer service

Sales skills

Analytical thinking

Education

Associate degree in finance or related field

Tools

NMLS

Encompass

Job description

Holy Rosary Credit Union (HRCU) has an excellent opportunity for a highly motivated, member-focused individual to join its lending division as a Mortgage Loan Officer (MLO)!

In this role, the MLO will be responsible for providing real estate lending services by guiding members through the Credit Union’s lending application process and ensuring they secure the best financing options to meet their financial needs.

This individual will actively cross-sell HRCU’s products and services while providing an engaging process to evaluate members' mortgage needs and recommend the best option offered by the Credit Union.

The primary duties for the MLO will include face-to-face on-site meetings with Credit Union members, following up on the application process, managing the mortgage lending pipeline, and working with the mortgage operations team to ensure loans are managed in line with expectations.

The MLO will ensure loan agreements are completed and accurate in accordance with policy, prepare and/or review all mortgage documents, and complete the workflow for the residential mortgage application process.

A two-year college degree, completion of a specialized certification or licensing, and three to five years of similar related experience are required; NMLS is highly desired. Effective organizational and communication skills, along with strong knowledge of mortgage products, lending regulations, and financial analysis, are essential elements of the position. Experience with multiple software programs related to the lending application process is required for this role.

About HRCU:

Holy Rosary Credit Union (HRCU), located in Rochester, New Hampshire, has over $500M in assets and is a community-focused Credit Union serving people and businesses across New Hampshire and York County, Maine. Over the years, HRCU’s commitment has remained steadfast in offering friendly service, providing smart financial solutions, and doing what is right for its members. HRCU’s mission statement is compelling: “Guiding our neighbors to make the most of their money, building brighter tomorrows for all.”