Mortgage Loan Officer (Rochester, NH)

JSpire; Rochester (NH); On-site; USD 60,000 - 90,000; Full time

Job summary

Holy Rosary Credit Union (HRCU) in Rochester, New Hampshire, seeks a Mortgage Loan Officer to guide members through the real estate lending process and secure optimal financing options. You will meet clients in person, cross-sell HRCU products, and manage the mortgage pipeline to ensure timely, accurate loan processing.

Required: a two-year college degree or equivalent, plus relevant lending certification or licensing.

Qualifications

• Two-year college degree or equivalent required.
• NMLS license or certification highly desired.
• Three to five years of similar lending experience.
• Strong knowledge of mortgage products and applicable regulations.
• Proficient with lending software platforms.

Responsibilities

• Guide members through the real estate lending application process.
• Provide real estate lending services and recommend financing options.
• Cross-sell Holy Rosary Credit Union products and services.
• Conduct face-to-face on-site meetings with members.
• Manage the mortgage lending pipeline and ensure timely processing.
• Prepare and review mortgage documents in accordance with policy.
• Coordinate with mortgage operations team to ensure loans meet expectations.

Skills

Mortgage products knowledge

Lending regulations knowledge

Financial analysis

Communication skills

Organizational skills

Education

Two-year college degree or equivalent

NMLS licensing/certification

Tools

Lending software programs

Job description

Holy Rosary Credit Union (HRCU) has an excellent opportunity for a highly motivated, member-focused individual to join its lending division as a Mortgage Loan Officer (MLO)!

In this role, the MLO will be responsible for providing real estate lending services by guiding members through the Credit Union’s lending application process and ensuring they secure the best financing options to meet their financial needs.

This individual will actively cross-sell HRCU’s products and services while providing an engaging process to evaluate members' mortgage needs and recommend the best option offered by the Credit Union.

The primary duties for the MLO will include face-to-face on-site meetings with Credit Union members, following up on the application process, managing the mortgage lending pipeline, and working with the mortgage operations team to ensure loans are managed in line with expectations.

The MLO will ensure loan agreements are completed and accurate in accordance with policy, prepare and/or review all mortgage documents, and complete the workflow for the residential mortgage application process.

A two-year college degree, completion of a specialized certification or licensing, and three to five years of similar related experience are required; NMLS is highly desired. Effective organizational and communication skills, along with strong knowledge of mortgage products, lending regulations, and financial analysis, are essential elements of the position. Experience with multiple software programs related to the lending application process is required for this role.

About HRCU:

Holy Rosary Credit Union (HRCU), located in Rochester, New Hampshire, has over $500M in assets and is a community-focused Credit Union serving people and businesses across New Hampshire and York County, Maine. Over the years, HRCU’s commitment has remained steadfast in offering friendly service, providing smart financial solutions, and doing what is right for its members. HRCU’s mission statement is compelling: “Guiding our neighbors to make the most of their money, building brighter tomorrows for all.”

This is a non-management position

This is a full time position