Mortgage Loan Officer

Independent-Bank; Michigan; On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Competitive compensation package

Community involvement opportunities

Job summary

Independent Bank in Michigan is hiring a Mortgage Loan Officer to originate residential loans and develop business in your local community. Reporting to the Area Mortgage Sales Manager, you will help customers achieve home ownership dreams.

You will network with realtors and employers, interview borrowers, process applications with Blend and Encompass, price and lock rates, and coordinate with other bank departments. Join a collaborative, community-focused team.

Qualifications

• High school diploma or equivalent education required.
• Bachelor’s degree or equivalent years of working experience preferred.
• 3+ years of sales experience, originating real estate mortgage loans preferred.
• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.

Responsibilities

• Solicit residential mortgages through realtor, builder, employer, and community networks.
• Interview borrowers to determine programs based on income, assets, and credit.
• Assist borrowers with applications using Blend and Encompass.
• Ensure documentation is uploaded to complete loan applications for underwriting.
• Price and lock interest rates and monitor lock expirations.
• Introduce borrowers to other bank products when appropriate.
• Continually network to build relationships with realtors and partners.
• Perform other related duties as assigned.

Skills

Networking

Sales experience

Customer relationships

Communication skills

Education

High school diploma

Bachelor's degree

Job description

Posted Tuesday, July 28, 2026 at 4:00 AM

Are you an experiencedMortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career?

If so, we need you !

At Independent Bank, we live our values of Courage, Drive, Integrity, People-Focus, and Teamwork. We foster professional growth and embrace the collective strength of your unique experiences, ideas, and talents. Our inclusive, collaborative culture helps us deliver the best solutions for our clients and communities as we pursue our mission: Inspiring financial independence today, with tomorrow in mind!

About the Job

Join Independent Bank as a Mortgage Loan Officer! We’re seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you’ll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes.

Why You Should Apply

• Competitive compensation package.
• A knowledgeable, goal-driven, and exciting team of colleagues.
• Exposure to different areas of banking and the ability to work with leaders within the industry.
• Community-focused events and volunteer opportunities.

What You Will Do

• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to:
  • Communicate and interview borrowers to determine the best programs available for the borrower’s income, asset, and credit profile.
  • Assist borrowers with the application process utilizing Blend and Encompass.
  • Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.
  • Price and lock interest rates and monitor lock expiration dates.
  • Assist operations as needed during the process of the loan.
  • Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Performs other related duties as assigned.

What We’re Looking For

• High school diploma or equivalent education required.
• Bachelor’s degree or equivalent years of working experience preferred.
• 3+ years of sales experience, originating real estate mortgage loans preferred.
• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.

This is an exciting step in a journey to creating a fulfilling and rewarding career at Independent Bank. We are excited to have you join our team!

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.