Mortgage Loan Officer

First Horizon Bank; Miami (FL); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical with wellness incentives

Dental

Vision

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Mortgage Loan Officer to help clients with residential real estate purchases in a dynamic market. The role emphasizes building relationships, soliciting business, and guiding borrowers through the loan process to closing, with strong earning potential based on personal production.

Ideal candidates will have a high school diploma or GED (some college preferred) and experience with real estate loan documentation and lending regulations.

Qualifications

• High school diploma or GED with some college preferred and at least 2 years of experience or equivalent.
• Working knowledge of real estate loan documentation preferred.
• Working knowledge of lending regulations preferred.

Responsibilities

• Soliciting and servicing a variety of residential mortgage loans.
• Interviews applicants, collects financial data and documents, and recommends loan products.
• Assists buyers in the purchase process through closing.
• Make external and internal sales calls.
• Comply with regulatory, secondary market and bank policies and guidelines.
• All other duties as assigned.

Skills

Sales calls

Interviewing

Regulatory compliance

Education

High school diploma or GED

Some college preferred

Job description

JOB DESCRIPTION

Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver’s seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You’ll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Responsible for soliciting and servicing a variety of residential mortgage loans.
• Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
• Assists buyers in the purchase process through closing.
• Make external and internal sales calls.
• Comply with regulatory, secondary market and bank policies and guidelines.
• All other duties as assigned.

QUALIFICATIONS

• High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
• Working knowledge of real estate loan documentation preferred.
• Working knowledge of lending regulations preferred.

NMLS LANGUAGE

As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.

ABOUT US

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com .

BENEFIT HIGHLIGHTS

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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