Mortgage Loan Officer

First-Horizon-Bank

Miami (FL)

On-site

USD 55,000 - 95,000

Full time

14 days+

Application generator

Don’t send a generic resume — generate a resume and cover letter tailored to this exact role.

Get past ATS filters

Benefits offered by this job

Medical benefits

HSA match

Parental leave

Tuition reimbursement

Mentor program

401(k) match

Job summary

First Horizon Bank in the United States seeks a Mortgage Loan Officer to guide borrowers through real estate transactions and provide tailored loan options. You will build strong relationships with clients and communities while driving business growth and maintaining compliance with industry standards.

The role emphasizes interviewing applicants, gathering financial data, and supporting borrowers from application through closing, with opportunities for six-figure income based on personal

Qualifications

High school diploma or GED; some college preferred.
2+ years of experience or equivalent combination.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.

Responsibilities

Solicit and service a variety of residential mortgage loans.
Interview applicants, collect financial data and documents, recommend loan products.
Assist buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.

Skills

Interpersonal skills

Sales calls

Regulatory compliance

Interviewing

Education

High school diploma or GED

Job description

Summary

Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver’s seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You’ll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred.

NMLS Language

As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights

Medical with wellness incentives, dental, and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits