Mortgage Loan Officer

EMM Loans LLC; Grove City (OH); On-site; USD 60,000 - 95,000; Full time

Job summary

EMM Loans LLC, a nationwide direct residential mortgage lender, seeks a Mortgage Loan Officer for an on-site role in Grove City, OH. You will originate loans, guide borrowers through the process, and collaborate with underwriting, processing, and operations to ensure a smooth closing.

You will build relationships with real estate agents and referral partners, stay updated on guidelines and products, and work to meet production and quality targets in alignment with company standards.

Qualifications

• Active NMLS license in good standing and eligibility to be licensed in Ohio.
• Experience in residential mortgage origination and borrower guidance.
• Knowledge of Mortgage Lending processes from application through closing.
• Strong customer service and relationship-building skills.
• Ability to meet production targets while maintaining quality and compliance.
• Proficiency with mortgage loan origination systems and basic office software.

Responsibilities

• Originate residential mortgage loans and guide borrowers from inquiry to closing.
• Meet with prospective borrowers and assess financial profiles.
• Recommend appropriate loan products and collect/review documentation.
• Collaborate with underwriting, processing, and operations to move files efficiently.
• Build and maintain relationships with real estate agents and referral partners.
• Stay current on mortgage guidelines and products; meet production/quality goals.

Skills

Customer service

Communication

Attention to detail

Organization

Education

High School Diploma

Business/Finance coursework

Tools

Mortgage loan origination systems

Job description

Company Description

EMM Loans LLC is a direct residential mortgage lender that has been serving homebuyers and homeowners since 2002 and continues to grow nationwide. Headquartered in Cherry Hill, New Jersey, the company operates as a full‑service retail and wholesale lender, licensed across multiple states, and is a Fannie Mae approved seller/servicer and endorsed HUD lender. EMM Loans offers a broad product line, including FHA, VA, USDA, jumbo, 203k renovation, non‑QM, and programs tailored for self‑employed and investor borrowers. The company emphasizes open communication, teamwork, integrity, and transparency, and provides structured training and onboarding to support professional growth. EMM Loans LLC is committed to sustainable homeownership and is an Equal Housing Lender and Equal Opportunity Employer.

Role Description

The Mortgage Loan Officer is a full‑time, on‑site role based in Grove City, OH. This role is responsible for originating residential mortgage loans, guiding borrowers through the loan process from initial inquiry to closing, and ensuring an excellent customer experience. Daily activities include meeting with prospective borrowers, assessing their financial profiles, recommending appropriate loan products, and collecting and reviewing required documentation. The Mortgage Loan Officer will collaborate closely with underwriting, processing, and operations teams to move files efficiently through the pipeline. The role also involves building and maintaining relationships with real estate agents and other referral partners, staying current on mortgage guidelines and products, and meeting individual production and quality goals in alignment with company standards.

Qualifications

• Strong experience working as a Loan Officer, with a focus on residential mortgage origination and borrower guidance.
• Solid understanding of the Mortgage Industry, including current regulations, products, and market trends.
• Hands‑on knowledge of Mortgage Lending processes, from application through closing, including documentation and compliance.
• Familiarity with Underwriting principles and the ability to collaborate effectively with underwriting teams to structure viable loans.
• Exceptional Customer Service skills, including clear communication, responsiveness, and the ability to build long‑term relationships.
• Active NMLS license in good standing and eligibility to be licensed in Ohio; additional state licenses are a plus.
• Proficiency with mortgage loan origination systems and basic office software; strong attention to detail and organizational skills.
• Demonstrated ability to meet production targets while maintaining quality and compliance standards.
• Prior experience in retail mortgage lending, banking, or financial services preferred.
• High school diploma or equivalent required; college coursework or degree in business, finance, or a related field is beneficial.