Loan Officer

E Mortgage Capital, Inc. NMLS# 1416824; Las Vegas (NV); Remote; USD 65,000 - 100,000; Full time

Job summary

E Mortgage Capital, Inc. NMLS# 1416824 is seeking a full-time remote Loan Officer to consult with prospective borrowers, assess financial profiles, and recommend suitable loan products in compliance with company and regulatory guidelines.

You will manage loan applications from inquiry through closing, coordinate with underwriting, maintain accurate records, and communicate clearly with clients and referral partners while upholding privacy and ethical standards in a remote work environment.

Qualifications

• Experience in loan origination and guiding borrowers through the application process.
• Strong finance knowledge and analytical skills to evaluate income, assets, and debt-to-income ratios.
• Familiarity with underwriting and interpreting lending guidelines and risk assessments.
• Excellent customer service and clear communication to support diverse clients.
• Knowledge of mortgage regulations and Equal Housing Opportunity principles.
• Experience with loan origination systems, CRM platforms, and standard office software.
• Ability to work independently in a remote environment and manage multiple files.
• Licensure as a mortgage Loan Officer in the relevant state; prior brokerage or lending experience preferred.

Responsibilities

• Consult with prospective borrowers and assess financial profiles.
• Review loan applications and gather required documentation.
• Coordinate with underwriting and monitor files from inquiry to closing.
• Explain loan terms clearly and address borrower questions.
• Maintain compliant and accurate records in company systems and with partners.

Skills

Loan origination experience

Finance knowledge and analytical

Underwriting familiarity

Customer service

Mortgage regulations knowledge

LO systems/CRM proficiency

Remote work ability

Licensing as Mortgage Loan Officer

Tools

CRM platforms

Job description

Company Description

E Mortgage Capital, Inc. NMLS# 1416824 is a purpose-driven mortgage company that views every loan as a significant milestone in clients’ lives rather than a simple transaction. Guided by the philosophy “Mortgages are what we do, not who we are,” the company emphasizes integrity, advocacy, and personalized service. As trusted mortgage professionals, they champion the “Brokers Are Better” model, offering clients broader options, competitive rates, and clear guidance. E Mortgage Capital is committed to simplifying the mortgage process, building long-term client relationships, and helping individuals move forward with confidence. The company operates under Equal Housing Opportunity standards and complies with all applicable regulatory requirements, including DRE #01986350 and state guidelines.

Role Description

This is a full-time remote role for a Loan Officer at E Mortgage Capital, Inc. NMLS# 1416824. The Loan Officer will consult with prospective borrowers, assess their financial profiles, and recommend suitable loan products aligned with company and regulatory guidelines. Daily responsibilities include taking and reviewing loan applications, gathering and verifying documentation, coordinating with underwriting, and monitoring files from initial inquiry through closing. The role involves providing clear, empathetic communication, explaining loan terms and conditions, and addressing borrower questions to ensure a smooth and transparent process. The Loan Officer will also collaborate with internal teams and referral partners, maintain accurate records in company systems, and uphold all compliance, privacy, and ethical standards.

Qualifications

• Loan origination and Loan Officer experience, including managing end-to-end mortgage files and guiding borrowers through the application process.
• Finance knowledge and strong analytical skills to evaluate credit, income, assets, and debt-to-income ratios.
• Underwriting familiarity and ability to interpret lending guidelines, documentation requirements, and risk assessments.
• Customer Service skills with a focus on clear communication, relationship building, and responsive support for diverse clients.
• Working knowledge of mortgage regulations, compliance standards, and Equal Housing Opportunity principles.
• Proficiency with loan origination systems, CRM platforms, and standard office software tools.
• Ability to work independently in a remote environment, manage multiple files, and prioritize deadlines effectively.
• Relevant state licensing and registration as a mortgage Loan Officer; prior experience in mortgage brokerage or lending is preferred.