Loan Officer

National Cooperative Bank; Hillsboro (OH); On-site; USD 55,000 - 90,000; Full time

Job summary

Talentify in Ohio is hiring a Loan Officer to provide exceptional customer service while guiding borrowers through the residential mortgage process.

You will schedule applications, evaluate credit, collaborate with processors and underwriters, and help build a strong referral network across the East Coast and local Ohio communities.

Experience with FNMA products and staying current on lending regulations is expected.

Qualifications

• 1–3 years of mortgage origination or lending experience.
• Foundational knowledge of financial services, real estate, lending, or loan processes.
• Effective communication skills to explain loan details clearly with clients.
• Strong mathematical, statistical, and analytical skills.
• Excellent time management and written/verbal communication.
• Sound knowledge of loan terms, conditions, and product types.
• Ability to stay current on loan regulations, reforms, and industry changes.
• Ability to obtain federal registration and complete pre-employment screenings.

Responsibilities

• Schedule and take loan applications to make sales of single-family residential mortgage loans.
• Evaluate credit and financial status of borrowers to determine loan proposals.
• Coordinate with processors, underwriters, and closers to close loans timely.
• Provide backup for other loan officers when they are out of the office.
• Assist the East Coast Manager with overflow NY, NJ Cooperative loans and reporting.
• Deliver exemplary customer service and build strong client relationships.
• Attend and support local Ohio community events.
• Maintain knowledge of Fannie Mae and other portfolio lending products.
• Prospect and network to develop referral sources.

Skills

Communication

Math skills

Analytical thinking

Time management

Verbal communication

Written communication

Regulatory knowledge

Judgment

Client relationships

Education

High school diploma or GED

Associate or Bachelor's degree preferred

Job description

Loan Officer

Ohio Office

The Loan Officer provides exemplary customer service, maintains current knowledge of applicable lending products and requirements, supports coverage and overflow needs across the lending team, and works to meet or exceed established sales and performance goals.

Role Responsibilities

• Schedule and take loan applications with prospective borrowers to make sales of single-family residential mortgage loans and select cooperative markets.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Work directly with loan processors, underwriters, and closers to facilitate the closing of loans in a timely fashion.
• Provide Backup for other loan officers while they are out of the office.
• Assist the East Coast Manager with overflow of NY, NJ Cooperative loans, and reporting.
• Providing exemplary customer service, building strong client relationships, and meeting or exceeding set sales and performance targets.
• Attending and supporting local Ohio community events.
• Maintain an on-going knowledge of Fannie Mae, and other portfolio lending products.
• Prospect and network, building relationships while developing referral source base.

Minimum Qualifications

• 1-3 years of mortgage origination, banking and lending experience is preferred.
• Foundational knowledge of financial services, real estate, lending, or loan processes is preferred.
• Effective communication skills, with the ability to explain loan details and discuss personal financial information clearly and professionally with clients.
• Strong mathematical, statistical, and analytical skills.
• Excellent time management, verbal communication, and written communication skills.
• Sound knowledge of loan terms, conditions, and product types.
• Strong critical thinking and sound judgment.
• Ability to stay current on loan regulations, reforms, and industry changes.
• Ability to obtain federal registration and successfully complete applicable pre-employment screenings.

Education

• High school diploma or GED required.
• Associate degree or bachelor’s degree preferred, particularly in Business, Finance, Real Estate, or a related field.

Licenses/Certifications

• Nationwide Multistate Licensing System & Registry – Ability to maintain a NMLS license and continuing education is required.

AA/EOE

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.