Mortgage Loan Officer

West Capital Lending, Inc.; Florida; Remote; USD 60,000 - 100,000; Full time

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to originate residential mortgages in a 100% remote role serving clients in the Miami and South Florida market.

You will manage the loan process from application to closing, including Conventional, FHA, VA, and Non-QM products, and collaborate with processing and underwriting teams in a fully digital environment.

This role emphasizes independent work, regulatory compliance, and the opportunity to grow with a scaling organization.

Qualifications

• Active Florida Loan Originator license (NMLS) required.
• 1+ years of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.

Responsibilities

• Originate residential mortgage loans (Conventional, FHA, VA, Non-QM).
• Build and maintain relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams for timely closings.
• Stay updated on lending guidelines, market trends, and rate changes.

Skills

NMLS Florida license

Mortgage product knowledge

Communication skills

Remote work capability

Bilingual English/Spanish

Tools

LOS proficiency

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Miami and South Florida market. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Florida Loan Originator license (NMLS) required
• 1+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools
• Bilingual (English/Spanish) is a strong plus, especially for the Miami market

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization