Loan Officer

West Capital Lending, Inc.; Florida; On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Competitive commission structure with高

Wide range of loan products and rates

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to join a growing team in a remote role serving clients across Michigan. You will manage the loan process from application through closing in a virtual environment, focusing on residential lending.

The ideal candidate has 1+ year of experience, active NMLS license, strong knowledge of mortgage products, and excellent communication and relationship-building skills.

Qualifications

• Minimum 1 year of experience as a Loan Officer or Mortgage Loan Originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Ability to work independently in a remote environment.

Responsibilities

• Originate residential mortgage loans including Conventional, FHA, VA, and Non-QM.
• Maintain relationships with clients, agents, and referral partners.
• Guide borrowers through application to closing with clear communication.
• Analyze borrower financials to recommend suitable loan products.
• Ensure files meet federal, state, and investor requirements.
• Collaborate with processing and underwriting for timely closings.
• Stay current on lending guidelines and rate trends.

Skills

Mortgage product knowledge

Customer relationships

Remote work / self-driven

Communication / sales

Loan origination systems

Education

NMLS License (Active)

Tools

Loan Origination Systems (LOS)

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in Michigan. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization