Mortgage Loan Officer

Kearny Bank; Chesapeake (VA); Híbrido; USD 70.000 - 110.000; Jornada completa

Descripción de la vacante

Kearny Bank is seeking a Mortgage Loan Officer in Chesapeake, VA for a full-time hybrid role with flexibility for some work from home. You will originate residential mortgage loans, guide clients through the application and approval process, and ensure a smooth, compliant experience from inquiry to closing.

You will build relationships with real estate agents, builders, and community partners to generate leads and grow the loan portfolio, while maintaining accurate documentation and adhering to

Formación

• Strong customer service and relationship-building skills.
• Knowledge of mortgage products, lending practices, and regulatory requirements.
• Experience reviewing credit reports, income, assets, and liabilities.
• Excellent verbal and written communication skills.

Responsabilidades

• Originating residential mortgage loans and guiding clients through the process.
• Meet with prospective borrowers and present suitable loan products.
• Coordinate with underwriting, processing, and closing teams.
• Maintain accurate documentation and regulatory compliance.
• Build relationships with real estate agents, builders, and community partners.
• Provide timely communication to clients and stakeholders.

Conocimientos

Customer service

Relationship-building

Sales & business development

Negotiation

Mortgage products knowledge

Regulatory compliance

Loan documentation

Educación

High school diploma or equivalent

Associate or bachelor’s degree in business/finance or related field

Herramientas

Loan origination systems

Office software

Digital tools for remote work

Descripción del empleo

Company Description

Kearny Bank is a longstanding community bank, founded in 1884, that combines traditional relationship-focused service with modern financial products and services. The bank is committed to treating customers with dignity and respect, exceeding expectations, and serving as a trusted financial partner. Team members receive ongoing training, monitoring, and coaching, enabling them to understand and meet the specific needs of local residents and businesses. With a growing footprint across New Jersey, Brooklyn, and Staten Island, Kearny Bank maintains a strong neighborhood presence and delivers world-class service grounded in community values.

Role Description

The Mortgage Loan Officer is a full-time, hybrid role based in Chesapeake, VA, with flexibility for some work from home. This role is responsible for originating residential mortgage loans, guiding clients through the loan application and approval process, and ensuring a smooth, compliant experience from initial inquiry to closing. Daily activities include meeting with prospective borrowers, evaluating financial information, presenting suitable loan products, and coordinating with underwriting, processing, and closing teams.

The Mortgage Loan Officer will build and maintain relationships with real estate agents, builders, and community partners to generate quality leads and expand the loan portfolio. The role also involves maintaining accurate documentation, adhering to regulatory and bank policies, and providing clear, timely communication to clients and internal stakeholders.

Qualifications

• Strong customer service and relationship-building skills, with the ability to engage diverse clients in a professional, inclusive manner.
• Solid sales, business development, and negotiation abilities to generate mortgage volume and meet production goals.
• Knowledge of mortgage products, lending practices, and regulatory requirements, including underwriting standards and loan documentation.
• Analytical and financial assessment skills to review credit reports, income, assets, and liabilities and determine loan suitability.
• Excellent verbal and written communication skills, including clear explanation of complex financial concepts to clients.
• Proficiency with loan origination systems, basic office software, and digital tools used for remote and in-branch work.
• Ability to manage multiple files, prioritize tasks, and meet deadlines in a fast-paced, compliance-driven environment.
• Previous experience as a Mortgage Loan Officer or in residential lending, banking, or financial services is strongly preferred.
• Relevant state mortgage loan originator license (or eligibility to obtain and maintain required licensing) in accordance with applicable regulations.
• High school diploma or equivalent required; associate or bachelor’s degree in business, finance, or a related field is a plus.