Mortgage Loan Officer

dfhextcareersite; Chantilly (VA); On-site; USD 65,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k with company match

12 Days PTO

Job summary

dfhextcareersite is seeking a results-oriented Loan Originator in Chantilly, VA to generate new business and referrals while maintaining strong client relationships. You will lead clients through loan packages and coordinate with loan officers, processors, and underwriters to move applications to closing.

The role requires 3+ years of mortgage loan originator experience, NMLS licensure in VA or MD, and experience with Encompass.

Qualifications

• 3+ years of experience as a mortgage loan originator.
• Licensure with the NMLS in VA or MD.
• Experience with Encompass.
• Willingness to participate in a weekend on-call schedule 1-2x/month.
• Strong relationship, sales, communication, and MS Office skills.
• Understanding of loan program guidelines (Conventional, FHA, VA, down-payment assistance).

Responsibilities

• Collaborate with internal and external partners to ensure a loan transaction closes smoothly.
• Monitor the sales pipeline and generate new business opportunities.
• Build personal relationships with clients and answer questions about mortgage products.
• Create and explain mortgage cost analyses for clients.
• Package files for loan openers and processors; ensure accurate disclosures.
• Lock loans, structure files, and review closing disclosures with clients.

Skills

MS Office

Sales

Customer Service

Education

Bachelor's degree

Tools

Encompass

Simple Nexus

Optimal Blue

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!

Note:Candidates must be able to work a schedule of 8am-5pm EST and participate in a weekend on-call rotation 1-2x/month.

Responsibilities:

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications:

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in either VA or MD
• Experience with Encompass
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications:

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in VA, MD, and any other states
• Experience with Encompass, Simple Nexus, AND Optimal Blue
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits:
This position offers benefits including, but not limited to:

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays