Mortgage Loan Officer

Sun West Mortgage Company, Inc.; Cerritos (CA); On-site; USD 70,000 - 250,000; Full time

Benefits offered by this job

Uncapped commission

Ongoing training and development

Career advancement opportunities

Job summary

Sun West Mortgage Company, Inc. is seeking licensed Mortgage Loan Officers for our Consumer Direct (Call Center) team at our Cerritos, CA headquarters.

This full-time, on-site role focuses on originating loans and growing relationships with borrowers in a fast-paced, high-volume environment. You will work with our processing and underwriting teams to close loans efficiently, while meeting monthly production goals and delivering outstanding service.

Qualifications

• Minimum of one year of experience as a licensed Mortgage Loan Officer.
• Active NMLS Mortgage Loan Originator license.
• Minimum of two active state licenses.
• Proven ability to build relationships and close residential mortgage loans.
• Strong communication, sales, and customer service skills.
• Self motivated with a results driven mindset.
• Ability to thrive in a performance based sales environment.

Responsibilities

• Build strong relationships with borrowers and guide them through the mortgage process.
• Originate residential mortgage loans including purchase, refinance, and home equity products.
• Recommend lending solutions based on each borrower's financial goals and qualifications.
• Maintain a consistent pipeline while delivering exceptional customer service.
• Collaborate with processing and underwriting teams to ensure an efficient closing process.
• Maintain compliance with all federal, state, and company lending requirements.
• Meet and exceed monthly production goals.

Skills

Active NMLS license

Two state licenses

Relationship building

Sales skills

Customer service

Self-motivated

Results oriented

Strong communication

Tools

AI Assistant

Job description

Mortgage Loan Officer, Consumer Direct (Call Center)

Employment Type: Full Time, On Site

Experience Required: Minimum 1 Year

Compensation: $70,000 to $250,000+ annually, including base salary and uncapped commission.

Since 1980, Sun West Mortgage Company has helped hundreds of thousands of families achieve homeownership through exceptional service, innovative lending solutions, and operational excellence.

As one of the nation's leading privately owned mortgage lenders and servicers, Sun West is approved by Fannie Mae, Freddie Mac, and Ginnie Mae. Unlike many lenders, we underwrite, fund, and service our loans in house, allowing us to provide faster decisions, greater flexibility, and a better experience for both our borrowers and our Loan Officers.

Because we service 99% of our loans, our Loan Officers benefit from a continuous pipeline of refinance opportunities from an established servicing portfolio, creating long term opportunities to grow their business.

About the Role

We're looking for motivated, licensed Mortgage Loan Officers who thrive in a fast paced, high volume sales environment and are passionate about helping borrowers achieve their homeownership goals.

As a Consumer Direct Mortgage Loan Officer, you'll spend your time doing what you do best, originating loans and building relationships with borrowers. Our processing and underwriting teams handle the loan file, allowing you to focus on closing more business and delivering an outstanding customer experience.

This is a full time, on site position based at our corporate headquarters in Cerritos, California.

What You'll Do

• Build strong relationships with borrowers and guide them through the mortgage process.
• Originate residential mortgage loans, including purchase, refinance, and home equity products.
• Recommend lending solutions based on each borrower's financial goals and qualifications.
• Maintain a consistent pipeline while delivering exceptional customer service.
• Collaborate with processing and underwriting teams to ensure an efficient closing process.
• Maintain compliance with all federal, state, and company lending requirements.
• Meet and exceed monthly production goals.

Why Top Loan Officers Choose Sun West

Focus on Sales

Spend your time originating loans, not managing files. Our experienced operations team supports the loan process from submission through closing.

Benefit from a steady flow of inbound opportunities, including refinance leads generated from our extensive servicing portfolio.

Lending Flexibility

• Manual underwriting.
• FHA and VA financing down to a 500 credit score.
• In house Down Payment Assistance programs down to a 580 credit score.
• Purchase loans.
• Refinance loans.
• Home Equity loans.

Technology That Helps You Succeed

Leverage our complimentary AI Assistant to work more efficiently, improve borrower communication, and help you close more loans.

Qualifications

• Minimum of one year of experience as a licensed Mortgage Loan Officer.
• Active NMLS Mortgage Loan Originator license.
• Minimum of two active state licenses.
• Proven ability to build relationships and close residential mortgage loans.
• Strong communication, sales, and customer service skills.
• Self motivated with a results driven mindset.
• Ability to thrive in a performance based sales environment.

Preferred Experience

Experience originating:

• Conventional loans.
• FHA loans.
• VA loans.
• Purchase loans.
• Refinance loans.
• Home Equity loans.

Experience in a consumer direct or call center mortgage environment is preferred.

Compensation and Benefits

• Base salary plus uncapped commission.
• Annual earning potential of $70,000 to $250,000+, based on production.
• Ongoing training and professional development.
• Career advancement opportunities within a stable, growing mortgage company.

Why Join Sun West?

At Sun West, you'll join a company with more than 45 years of success, industry leading technology, and a leadership team that remains actively involved in supporting both employees and borrowers.

We believe our Loan Officers perform at their best when they have the right products, strong operational support, quality lead opportunities, and innovative technology. That's why we've built a lending platform designed to help you succeed from your first loan to your thousandth.

If you're looking for a company where your production is supported, your success is recognized, and your earning potential is unlimited, we'd love to hear from you.