Mortgage Loan Closer I

GreenState Insurance Services LLC; North Liberty (IA); In loco; USD 33.000 - 38.000; Tempo pieno

Descrizione del lavoro

GreenState Mortgage Services is seeking a detail-oriented professional to prepare, review, and process closing-related wire transactions and mortgage payoff disbursements. You will ensure funds are wired accurately and liens are properly paid after loan closings, while complying with policies and investor requirements.

The role emphasizes fraud prevention, data integrity, and timely funding, with a strong focus on teamwork and member service in a credit-union environment.

Competenze

• Interpersonal skills to represent the Credit Union positively in member contacts.
• Ability to provide quality service to members by phone, in person, or by email.
• Ability to gather data from multiple sources for accurate processing.
• Accuracy and attention to detail required.
• Demonstrates reliable attendance and flexibility to meet business demands.
• Must be bondable.

Mansioni

• Performs closing-related wire transactions and mortgage payoff disbursements.
• Reviews loan files and funding packages for completeness and data integrity.
• Prepares and distributes closing documents, CDs, redisclosures, escrow statements, payoff requests, and mortgage documents.
• Initiates, verifies, and tracks wire transfers and disbursements with fraud prevention in mind.
• Communicates funding status and closing updates to settlement agents and internal stakeholders.
• Processes payoff transactions, fees, invoices, and GL entries with accurate reconciliation.
• Supports title ordering and discrepancy resolution by identifying missing information and escalating issues.
• Ensures compliance with state, federal, investor, and credit union regulations, including re-disclosures for changed circumstances and rate updates.
• Maintains efficiency in high-volume workflows and provides administrative support to senior closing staff.
• Participates in community involvement and other mortgage-related duties as assigned.

Conoscenze

Interpersonal skills

Member service (phone/in-person)

Data gathering

Attention to detail

Attendance reliability

Bondable

Formazione

High school diploma or GED

Descrizione del lavoro

Overview

This role is responsible for preparing, reviewing, and processing closing-related wire transactions and mortgage payoff disbursements, while ensuring compliance with company policies, investor requirements, and fraud prevention procedures. This role supports closing teams by ensuring funds are accurately wired and existing liens are properly paid following loan closing.

GREENSTATE CULTURE:

At GreenState,ourpurpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success—now andin the future—isdeeplyrooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment tolivingour values is what brings our mission to life.

Pay range for this hourly position is $23.61 - $27.60/hr with a progressive benefits package.

Responsibilities

Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change.

1. Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission and vision.
2. Demonstrates a positive member service (internal and external) focus at all times.
3. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
4. Ensures confidentiality of member information.
5. Supports a diverse and inclusive work environment.
6. Participates in mortgage closing activities by supporting borrowers, settlement agents, title companies, and internal loan teams to ensure timely and accurate funding.
7. Reviews loan files and funding packages to verify completeness, data integrity, required documentation, approval signatures, and routine closing conditions prior to funding.
8. Prepares, reviews, and distributes closing documents, Closing Disclosures (CDs), re-disclosures, escrow statements, payoff requests, and other required mortgage documentation.
9. Initiates, verifies, reconciles, and tracks wire transfers, loan proceeds, payoffs, and disbursements while following fraud prevention and wire verification procedures.
10. Communicates funding status, wire confirmations, and closing updates to settlement agents, title partners, and internal stakeholders.
11. Processes payoff transactions, closing fees, invoices, disbursement checks, and general ledger (GL) entries while ensuring accurate financial reconciliation.
12. Supports title ordering, documentation review, and discrepancy resolution by identifying missing information and escalating issues as appropriate.
13. Ensures compliance with state, federal, investor, and credit union regulations, including accurate re-disclosures for changed circumstances, rate adjustments, and fee updates.
14. Maintains operational efficiency by supporting high-volume workflows, assisting with unclaimed property research, and providing administrative support to senior closing staff.
15. Participate in community involvement activities and perform additional mortgage-related duties, projects, and cross-functional support as assigned.

Qualifications

1. High school diploma or equivalent (i.e. GED)
2. Interpersonal skills to represent the Credit Union in a positive way during member contact.
3. Interpersonal skills necessary to gather data from a number of sources and to represent the Credit Union positively during such contacts.
4. Ability to provide quality service to members by phone or in person or by email.
5. Ability to develop and maintain effective working relationships with co-workers.
6. Ability to prioritize assignments and organize work efficiently, to handle large volumes of details.
7. Ability to operate related computer applications, on-line terminal and other standard office equipment such as a calculator and typewriter.
8. Accuracy and attention to detail required.
9. Lending policies and Real Estate knowledge helpful.
10. Demonstrates reliable attendance by arriving on time, fulfilling scheduled work hours, and working additional hours as needed to support business demands.
11. Must be bondable.