Mortgage Loan Closer

Cypress HCM; Cincinnati (OH); Hybrid; USD 39,000 - 41,000; Full time

Job summary

Cypress HCM is seeking a Mortgage Closer for a hybrid role in Cincinnati, OH. You will coordinate and prepare documentation for consumer and residential mortgage closings, ensuring accuracy and regulatory requirements are met.

The role emphasizes reviewing loan files, preparing disclosures, and working with lenders to resolve issues before closing. The contract is six months with potential to convert to full-time based on performance.

Qualifications

• 1–2 years of experience in consumer or mortgage lending.
• Strong attention to detail and organizational skills.
• Excellent written, verbal, and telephone communication; customer-focused.
• Experience with lending or loan origination software preferred.

Responsibilities

• Coordinate and prepare documentation for consumer and residential mortgage closings.
• Review loan files for accuracy and completeness and ensure TRID compliance.
• Prepare disclosures and closing packages, including HUD-1 when applicable.
• Verify that underwriting and funding conditions are satisfied before closing.
• Identify missing or inconsistent documents and resolve issues with lending teams.
• Gather documents to finalize closing packages and support fund disbursement.
• Maintain timely communication with lenders and involved parties throughout the closing process.

Skills

Attention to detail

Organization

Communication skills

Customer service skills

Computer skills

Tools

Lending software

Loan origination software

Job description

Mortgage Closer | Retail Lending

Mortgage Closer | Retail Lending

6 Month-Contract (potential to convert to fulltime)

Location: Hybrid – Cincinnati, OH

Pay: $28 - 30/hr (Compensation can vary depending on experience)

General Overview

We are seeking a Retail Lending Closer who will be responsible for coordinating and preparing documentation for consumer and residential mortgage loan closings. This position reviews loan files for accuracy and completeness, ensures required conditions and regulatory requirements have been satisfied, and works with lending partners to resolve outstanding issues prior to closing.

Responsibilities

• Develop a working knowledge of assigned consumer and mortgage lending products, loan origination platforms, regulatory requirements, and internal lending procedures.
• Review approved loan files and supporting documentation to confirm required due diligence and applicable TRID requirements have been completed.
• Prepare required loan disclosures, closing packages, and related documentation, including HUD-1 statements when applicable, for accuracy and compliance.
• Verify underwriting, funding, and other approval conditions have been satisfied before closing.
• Identify missing, incomplete, or inconsistent documentation and partner with lending teams to resolve issues prior to the scheduled closing.
• Gather documentation necessary to finalize loan closing packages and support the disbursement of funds.
• Maintain timely communication with lenders and other parties involved throughout the closing process.

Requirements

• 1-2 years of experience in consumer lending, mortgage lending, or consumer banking preferred.
• Strong attention to detail and organization skills.
• Excellent written, verbal, telephone, and customer service skills.
• Strong computer skills; experience with lending or loan origination software preferred.
• Comfortable performing calculations and reviewing financial information for accuracy.

Preferred Skills

• Strong problem-solving skills with the ability to evaluate multiple solutions.
• Effective time management and ability to manage competing priorities.
• Adaptable, collaborative, and willing to learn new processes and systems.