Mortgage Loan Closer

Howard Hanna; Buffalo (NY); On-site; USD 33,062 - 35,817; Full time

Job summary

Howard Hanna is seeking a detail-oriented Mortgage Loan Closer based in Buffalo, NY. The role involves preparing, reviewing, and ensuring timely closing of residential mortgage loans. The ideal candidate will demonstrate strong knowledge of mortgage documentation and compliance requirements, coupled with excellent communication skills.

Responsibilities include managing Closing Disclosures and coordinating with stakeholders to resolve issues. This position offers an hourly rate ranging from $24-26, based on experience.

Qualifications

• 2+ years of mortgage closing experience preferred.
• Strong knowledge of residential loan closing documents and procedures.
• Familiarity with TRID and other applicable compliance regulations.

Responsibilities

• Prepare and review closing documents per loan approval terms.
• Coordinate loan closings with various stakeholders.
• Verify loan data for accuracy.

Skills

Attention to detail

Organizational skills

Communication skills

Customer service

Education

High school diploma or equivalent

Associate or bachelor’s degree

Tools

Mortgage loan origination systems

Job description

Job Summary:

We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.

Key Responsibilities

• Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
• Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
• Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
• Ensure all closing conditions are met prior to disbursement.
• Issue and manage Closing Disclosures (CDs) and final settlement statements.
• Perform funding authorization and coordinate disbursement of funds.
• Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
• Maintain complete and accurate loan files in accordance with company and investor requirements.
• Keep current on federal, state, and investor regulations related to loan closings.
• Provide excellent customer service to all internal and external partners.

Qualifications

• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• 2+ years of mortgage closing experience preferred.
• Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA).
• Familiarity with TRID and other applicable compliance regulations.
• Experience with mortgage loan origination systems.
• Exceptional attention to detail and organizational skills.
• Ability to multitask and work under tight deadlines.
• Excellent communication and customer service skills.

The hourly rate is based on location and experience ranging from $24-26 per hour.

HowardHanna.com

Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.