Mortgage Loan Advisor – Growth & Relationships

Black Hills Federal Credit Union; Sioux Falls (SD); On-site; USD 55,000 - 90,000; Full time

Job summary

Black Hills Federal Credit Union in Sioux Falls, SD is seeking a Mortgage Loan Originator to originate both internal and external mortgage loans. You will support branches, handle leads, and develop outside referral relationships to drive external production.

You will meet clients, analyze needs, submit accurate loan applications, and stay current on local market trends and regulations while building strong relationships with real estate professionals.

Qualifications

• Job requires a four-year college level of language, math and reasoning skills.
• Three years’ consecutive experience as Personal Mortgage Associate or minimum of five years’ direct experience in real estate lending.
• Formal training should be supplemented with continuing education.

Responsibilities

• Work leads from multiple sources, including referrals, online inquiries, and branch-generated leads.
• Proactively source and develop new business opportunities through networking, referrals, and marketing strategies.
• Meet with clients to understand their financial needs and goals and provide expert advice on mortgage products and services.
• Prepare and submit loan applications, ensuring all documentation is accurate and complete.
• Maintain a strong understanding of local real estate market trends and industry regulations.
• Relationship Management: Build and maintain strong relationships with clients, real estate agents, and other industry professionals.
• Ensure all loan files comply with regulatory requirements and company policies.
• Achieve and exceed sales targets and performance metrics.

Skills

Vision

Speech/Hearing

Manual Dexterity

Physical Mobility

Driver's License

Education

4-year college degree

Experience in real estate lending

Tools

In-House Computer Systems

Various Software Applications

Multi-Functional Device

Presentation Aids

Personal Computer

Job description

Black Hills Federal Credit Union in Sioux Falls, SD is seeking a Mortgage Loan Originator to originate both internal and external mortgage loans. You will support branches, handle leads, and develop outside referral relationships to drive external production.

You will meet clients, analyze needs, submit accurate loan applications, and stay current on local market trends and regulations while building strong relationships with real estate professionals.