Mortgage Lending Specialist – Real Estate & Outreach

State Employees' Credit Union; Raleigh (NC); On-site; USD 65,000 - 100,000; Full time

Job summary

State Employees' Credit Union in Raleigh, North Carolina seeks an Experienced Mortgage Loan Specialist to manage the full real estate loan process across all delivery channels. You will underwrite applications, assess creditworthiness, verify income, and coordinate with partnerships, members, realtors, and providers to facilitate approvals and closings.

The role emphasizes member education, compliance with lending policies and regulations, ongoing training, and delivering excellent service

Qualifications

• High school diploma or GED required; higher education preferred with lending-specific coursework.
• Experience underwriting real estate loans and reviewing income documentation.
• Familiarity with NC real estate lending regulations and SECU policies.

Responsibilities

• Receive and assist in real estate loan applications as the primary contact.
• Underwrite real estate loan applications including credit, income, collateral and risk.
• Counsel home buyers, verify income, and prepare documentation for approvals and closings.
• Coordinate with RELO, processing centers, and members to facilitate timely closings.
• Stay updated on market trends, rates, and regulatory changes.

Skills

Mortgage lending experience

Strong communication

Networking & relationship building

Regulatory compliance knowledge

English fluency

Education

High school diploma or GED

Bachelor's degree or CCUE Certification

NC-CTP transfer program coursework (REL P courses)

Tools

Lending policies & procedures

Loan Origination System (LOS)

Job description

State Employees' Credit Union in Raleigh, North Carolina seeks an Experienced Mortgage Loan Specialist to manage the full real estate loan process across all delivery channels. You will underwrite applications, assess creditworthiness, verify income, and coordinate with partnerships, members, realtors, and providers to facilitate approvals and closings.

The role emphasizes member education, compliance with lending policies and regulations, ongoing training, and delivering excellent service