Mortgage Insurance Loss Analyst — Forensic & Compliance

Coast One Mortgage; Coppell (TX); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) Retirement plan with employer-m

Paid maternity leave/parential leave

Employee Mortgage Loan Program

Tuition & Certification reimbursement

Job summary

Newrez in Coppell, TX seeks a Mortgage Insurance Loss Analysis Specialist to perform forensic review of loan servicing from default to final claim payment, conduct root-cause analysis of servicing discrepancies, and identify losses.

You will reconcile claims, report findings to stakeholders, monitor indicators for potential quality control issues, and support audits. Requires 3+ years in claims filing and knowledge of FHA/VA/USDA guidelines; on-site role with strong attention to detail.

Qualifications

• High school diploma or equivalent is required.
• College degree preferred.
• Minimum 3+ years of claims filing experience is required.
• Default-related mortgage servicing knowledge is required.
• Knowledge of FHA/VA/USDA default servicing guidelines is required.

Responsibilities

• Review all servicing notes, monthly servicing reporting, timelines, supporting documentation, and claims detail to ensure all government requirements were met.
• Coordinate with department managers and operations supervisors to gather documentation.
• Reconcile submitted claim to actual claim funds received.
• Reconcile losses incurred to determine assigned responsibility.
• Own loss reporting and develop new reporting as needed.
• Present findings to stakeholders and management.
• Monitor key indicators to detect unexplained variances indicating quality issues.
• Ensure compliance with government guidelines.
• Assist in audits and documentary preparation for inspections.
• Perform related duties as assigned by management.

Skills

Detail-oriented

Analytical thinking

Communication skills

Self-motivated

Education

High school diploma or equivalent

College degree preferred

Tools

Microsoft Office

Claims system experience

Job description

Newrez in Coppell, TX seeks a Mortgage Insurance Loss Analysis Specialist to perform forensic review of loan servicing from default to final claim payment, conduct root-cause analysis of servicing discrepancies, and identify losses.

You will reconcile claims, report findings to stakeholders, monitor indicators for potential quality control issues, and support audits. Requires 3+ years in claims filing and knowledge of FHA/VA/USDA guidelines; on-site role with strong attention to detail.