Mortgage Insurance & Escrow Specialist

University Bank; Michigan; In loco; USD 42.000 - 62.000; Tempo pieno

Descrizione del lavoro

University Bank is seeking a Mortgage Insurance Specialist to manage servicing duties for PMI, FHA, Rural Housing/USDA, and optional insurance programs. Responsibilities include invoicing, escrow item processing, and coordinating with investors on discrepancies after loan closing.

The role requires attention to detail, strong communication, and the ability to work independently in a structured office setting. Prior mortgage experience is preferred.

Competenze

• High school diploma or equivalent required.
• Previous mortgage banking experience desired.
• Previous mortgage insurance and/or escrow experience desired.

Mansioni

• Process monthly invoices for PMI, FHA, Rural Housing/USDA, and optional insurance.
• Process open items report for all related escrow types, transfer and/or activate certificates/cases and issue payment for premiums due.
• Process customer waivers, reanalyze escrow payments as needed, and notify customers of approval/denial.
• Process automatic MI terminations and final MIP payments.
• Process customer requests to begin escrow after loan closing.
• Process customer requests to close escrow after loan closing.
• Identify new loan setup discrepancies and work with investors to resolve.
• Verify servicing transfers in/out for insured loans to ensure certificates/cases are transferred and payments issued.
• Work with Customer Service to answer questions and provide training as needed.
• Research and interpret federal and state regulations as they pertain to current processes.

Conoscenze

Customer service

Communication skills

Attention to detail

Time management

Independent work

Formazione

High school diploma or equivalent

Mortgage banking experience desired

Mortgage insurance/escrow experience desired

Descrizione del lavoro

University Bank is seeking a Mortgage Insurance Specialist to manage servicing duties for PMI, FHA, Rural Housing/USDA, and optional insurance programs. Responsibilities include invoicing, escrow item processing, and coordinating with investors on discrepancies after loan closing.

The role requires attention to detail, strong communication, and the ability to work independently in a structured office setting. Prior mortgage experience is preferred.