Mortgage Disclosure & Compliance Specialist — Hybrid/Remote

Sunflower Bank, N.A.; Irvine (CA); Hybrid; USD 36,000 - 39,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Paid Time Off

Paid Holidays

Job summary

Sunflower Bank, N.A. seeks an energetic Mortgage Disclosure Desk Specialist in Irvine, CA. Hybrid and remote options are available, with an hourly rate of $26.00–$28.00 depending on knowledge, skills, experience, and location.

The role focuses on timely disclosures, regulatory adherence, and collaboration with MLOs and production partners to ensure compliance and accurate loan disclosures throughout the workflow.

Qualifications

• Bachelor's degree preferred but not required.
• 1+ years of directly related experience and training.
• Direct experience with Ellie Mae Encompass preferred.
• Knowledge of residential mortgage lending and loan types including Conventional/Conforming, FHA, VA, USDA.
• Familiarity with regulatory governance: URLA, TRID, ECOA, RESPA.

Responsibilities

• Send accurate disclosures within regulated timeframes.
• Monitor disclosure pipeline and reporting for TRID/ECOA/RESPA disclosures.
• Communicate with MLO and Production Partner to ensure timely disclosures.
• Send electronic disclosures to clients choosing electronic delivery.
• Mail disclosures to applicants opting for paper delivery.
• Review file disclosures for completeness and accuracy before sending.
• Work with Ellie Mae Encompass to disclose loans electronically or by mail.
• Monitor disclosure-related emails for questions and changes.
• Review lock confirms and changes to determine if revised disclosures are needed.
• Issue revised disclosures due to changes in circumstances.
• Document COC in all files.

Skills

Regulatory compliance

Mortgage disclosures

Education

Bachelor's degree in related field

Tools

Ellie Mae Encompass

Job description

Sunflower Bank, N.A. seeks an energetic Mortgage Disclosure Desk Specialist in Irvine, CA. Hybrid and remote options are available, with an hourly rate of $26.00–$28.00 depending on knowledge, skills, experience, and location.

The role focuses on timely disclosures, regulatory adherence, and collaboration with MLOs and production partners to ensure compliance and accurate loan disclosures throughout the workflow.